Learn about market conduct examinations conducted by state insurance departments to evaluate insurer practices and ensure compliant operations within the state.
Learn about the role of an Insurance Examiner, who administers the examining and auditing of insurers as a representative of the state's insurance department.
Explore the essentials of disability benefits law, a legislation ensuring workers receive compensation for injuries outside the workplace. Enacted in states like California, New York, Hawaii, and Rhode Island.
Learn about Monopolistic State Funds in workers compensation insurance, how they operate in certain states, and their impact on businesses. Understand why private insurers are prohibited in these states.
Learn about Multiple Line Law, a state law permitting insurers to write both property and casualty insurance within the same policy. Discover key insights and implications for policyholders and insurers.
Explore the Financial Responsibility Law in vehicle insurance, which mandates policyholders to demonstrate their ability to cover losses. Learn about state-specific requirements and how an insurance policy serves as evidence.
Learn about guaranty funds, also known as insolvency funds, mandated by state law to protect policyholders when insurers are unable to cover debts or unpaid claims.
Learn about Unfair Claim Settlement Practices Law, which comprises multiple state-level laws designed to protect individuals during the insurance claims resolution process.
