Learn about dividend additions in life insurance, an option that allows insured individuals to use dividends to purchase additional single premium life insurance policies.
Learn about Participating Policies in general insurance, including how they pay dividends to policy owners and share loss coverage among multiple insurances.
Learn about premium discounts in general insurance, including how policyholders benefit by paying premiums in advance and the impact on workers' compensation or general liability policies.
Understand the Commissioner's Standard Industrial Mortality Table, used to determine the nonforfeiture value for industrial life insurance policies. Learn its role and significance in life insurance.
Learn about insurance claims, the process of requesting disbursement of promised benefits, and key terminology in the insurance domain.
