Loss Analysis

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October 11, 2023 4 min read Definitions

Understanding the D Ratio in Workers Compensation Insurance

Finance Insurance Risk Management Insurance Workers Compensation Risk Ration Experience Rating Loss Analysis

Learn about the D Ratio in Workers Compensation insurance, a crucial metric comparing losses under $2,000 and the discounted value of larger losses to expected total losses for experience ratings.

October 3, 2023 4 min read Definitions

Probable Maximum Loss (PML) in Property Insurance

Insurance Risk Management Property Insurance Property Insurance Risk Management PML Loss Analysis

Understand the concept of Probable Maximum Loss (PML) in property insurance, the largest loss that can be expected if all mitigating measures, like smoke detectors, work as intended.