Learn about Universal Life Insurance, a life insurance policy offering flexible premiums where policyholders can choose their premium amount and receive corresponding benefits.
Explore the unique features of Variable Universal Life Insurance, a hybrid policy combining the benefits of variable and universal life insurance with adjustable premiums and benefit amounts.
Explore the concept of Life Annuity in the insurance domain, focusing on how it provides a lifelong income paid on a regular basis. Learn its benefits and key insights.
Dive into the comprehensive analysis of annuities including interest rates, financial rankings of the offering company, and expected monthly income.
Learn about funded pension plans, where sufficient funds are currently available to cover all future retirement benefit claims, ensuring financial security for retirees.
Discover the role of open-end investment companies in pensions. Learn how mutual funds are managed by investment advisers to benefit shareholders.
Explore the concept of market risk in general insurance, focusing on the potential losses associated with investments and understanding that no investment is guaranteed.
Learn about interest rate risk, a critical factor in investments, particularly when investing in bonds. Understand how changing interest rates can impact returns and affect your investment decisions.
Learn about the Securities Act of 1933, a fundamental law in the financial sector requiring a detailed prospectus and full disclosure to regulate the sale of securities.
Learn about the Unfunded Supplemental Actuarial Value in pensions, which represents the difference between Supplemental Actuarial Value and Actuarial Asset Value.
Learn about Interest Adjusted Cost in life insurance—a method that considers the interest your premium payments could have accrued if invested. Get insights on how this calculation reveals the true cost of your life insurance policy.
Learn about Commissioner's Values, a crucial list of securities' values published annually by the National Association of Insurance Commissioners, used for insurance company balance sheets.
Learn about General Account in Annuities, the investment portfolio used for premiums, often consisting of safe, guaranteed investments.
Learn about the payback period in general insurance terms, including how to calculate it and its significance in assessing investment returns.
Learn about the term 'Portfolio' in general insurance, covering both assets invested by a company and all policies in effect along with unsettled losses.
