Learn about pre-admission certification, a process determining whether a hospital admission is necessary based on established criteria in health insurance.
Learn about the illegal practice of churning in life insurance, where existing policies are unnecessarily replaced to earn extra commissions.
Learn about controlled business in the insurance sector, where policies are sold to family and friends. Understand state limitations and its implications.
Understand the probationary period in health insurance, a timeframe during which the insured is not yet covered but the policy is considered effective.
Learn about red-lining in property insurance, a discriminatory practice that impacts insurability and rates based on location. Understand the implications and regulations surrounding it.
Learn about the time of payment of claims provision in health insurance, which mandates that claims be paid immediately or within a specified number of days.
Learn about the physical exam and autopsy clause commonly found in health insurance policies. Understand its implications and what it means for policyholders and their families.
Understand what a Cease and Desist Order is in legal terminology. Learn how this court order requires an entity to halt specific practices and how it relates to insurance regulations.
Explore the Guertin Laws in Liability Insurance, established in 1947 for standardizing nonforfeiture and valuation regulations, named after Alfred Guertin from the NAIC committee.
