Learn about sole proprietorship insurance for health and life coverage to ensure the continuity and stability of your business.
Understand the concept of a Special Auto Policy in vehicle insurance. Learn about its unique liability limits for bodily injury, property damage, and medical payments.
Understand what 'Stated Amount' means in property insurance policies. Learn how it determines the payout in case of total loss.
Learn about surgical insurance benefits, a health insurance coverage option that helps cover the costs of losses due to surgical expenses.
Understand the role of a second surgical opinion in health insurance, its benefits in preventing unnecessary procedures, and how some health policies may require it before covering surgery costs.
Understand what a straight life policy, also known as a continuous premium whole life policy, entails. Learn how premiums are extended over the insured’s lifetime and the benefits involved.
Learn what a Skilled Nursing Facility (SNF) is, and how it provides therapy and nursing care to patients under Medicare.
Understand the mechanism of Sliding Scale Commission in Reinsurance. Learn how commission paid by a ceding insurer to a reinsurer varies based on the loss ratio formula.
Learn about the significance of the service area in health insurance, how it's defined by state regulatory agencies, and what it means for your health care plan.
Learn about Separate Accounts in the context of Pensions, Annuity, and Life Insurance. Understand how companies hold assets for participants in a variable contract, typically through a unit investment trust registered with the SEC.
Learn about the Statement of Values in property insurance, its purpose, and how it determines the blanket rate for insurance policies.
Understand the concept of Short Term Policy in general insurance, a policy written for shorter than average terms, and its implications.
Learn about the Special Building Form in property insurance, a once prominent but now mostly obsolete form for commercial buildings. Understand its coverage, exclusions, and evolution.
A comprehensive guide to what qualifies as sickness in health insurance policies, excluding mental illness.
Explore the various settlement options available in life insurance policies beyond the traditional lump sum payment. Learn about choosing the right payout alternative for your needs.
Learn what Short Rate Cancellation in general insurance means. Discover how early termination of your insurance policy can lead to higher costs.
Learn what secondary coverage in health insurance is and how it helps cover charges not covered by a primary policy. Discover the benefits and importance of secondary health insurance coverage.
Learn about supplemental services in health insurance, the extra services you can add to basic coverage to enhance your health plan benefits.
A comprehensive guide to surgical schedules in health insurance, detailing the list of surgeries and the associated benefits.
Discover comprehensive shoppers guides for health and life insurance. Learn about types of coverage, and find the best policies to suit your needs. Make informed insurance decisions.
Understand the concept of statutory earnings or losses in general insurance, particularly as they appear on the NAIC convention blank. Learn how these figures impact an insurer's financial reporting.
Learn about the role and importance of a Survivor (Annuity) as the beneficiary named in an annuity contract. Discover how it impacts the benefits and payouts in the financial planning space.
Learn about Second Surplus Reinsurance, a type of reinsurance where a second reinsurer accepts coverage through a surplus treaty. Understand its role, definitions, and implications.
Learn about the concept of selection in general insurance, including how insurers or underwriters choose which risks to insure.
