# A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Learn about modified community rating in health insurance, a method of determining medical expense rates using local data. Understand its impact on premiums and regulatory implications.
Learn about the Multiple Location Policy in Property Insurance, a crucial coverage for protecting property owned in multiple locations under a single insurance policy.
Learn about commercial insurance, a type of coverage sold by insurance companies aimed at generating profit. Explore its importance and how it can benefit businesses.
Learn about Interest in General Insurance Terms: It refers to the rate of return earned on the premium the insurance company has invested over the term of the policy.
Discover what Bobtail Liability Insurance is and why it is essential for commercially used tractor-trailer trucks returning to a terminal. Explore coverage details and benefits.
Learn about Commercial Property Policy insurance that protects businesses from risks like fire, burglary, or theft. Discover how it safeguards your commercial assets.
Learn about the divisible contract clause in property insurance and understand how coverage remains unaffected when policy conditions are violated at different locations.
Understand the Non-disabling Injury Rider in disability income policies, which covers medical costs for injuries that do not result in total disability.
Understand the Off Premises clause in Property Insurance, its definition, and how it extends coverage beyond the specified location in your policy.
Understand the concept of ownership of expirations in general insurance, an agreement that protects the originating agent or broker's information from being shared.
Understand the concept of a parent company, the oldest company out of a group of insurers, its role, and its importance in the insurance industry.
Learn about per diem business interruption insurance, a policy that provides daily compensation for businesses affected by interruptions due to covered causes. Understand its importance in property insurance.
Learn about pre-admission certification, a process determining whether a hospital admission is necessary based on established criteria in health insurance.
Learn about the term 'Prospect' in general insurance, which refers to a potential insured. Explore its importance and usage in the insurance industry.
Discover the importance of the Regulatory Information Retrieval Service (RIRS) in general insurance, developed by the NAIC, for tracking actions by state insurance departments.
Understand the concept of Short Term Policy in general insurance, a policy written for shorter than average terms, and its implications.
Learn about the Special Building Form in property insurance, a once prominent but now mostly obsolete form for commercial buildings. Understand its coverage, exclusions, and evolution.
Learn about the threshold level in vehicle insurance - the amount at which insured individuals can bring legal action under a no-fault policy.
Discover what a payroll audit entails in the context of liability insurance and workers compensation. Learn about the examination process conducted by insurance company representatives to determine the premium due for the most recent policy year.
Dive into the concept of retention of risk, a primary risk management technique where a business assumes the responsibility for potential losses instead of insuring against them.
A comprehensive guide to what qualifies as sickness in health insurance policies, excluding mental illness.
Learn about the role of the Pharmacy and Therapeutics Committee (P&T) in health insurance, how it influences prescription drug use, and its importance to health plans.
Learn about buy-back deductible in general insurance, where a deductible can be eliminated by paying an extra premium. Understand its implications, benefits, and scenarios where it is applicable.
Understand what a confining condition in health insurance entails. Learn how illnesses or disabilities that force confinement at home or a medical facility affect your coverage.
