# A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Discover how mortgage insurance can provide financial security by covering mortgage payments in case of death or disability. Learn how this policy functions and its benefits.
Learn about Multiple Line Law, a state law permitting insurers to write both property and casualty insurance within the same policy. Discover key insights and implications for policyholders and insurers.
Explore multiple protection insurance, combining term life and whole life insurance. Learn how it pays out a multiple of the face value during the term period and converts to whole life insurance.
Explore the concept of nonforfeiture values in life insurance and learn about the options policyholders have when they stop paying premiums, including paid up surrender value and cash surrender value.
Learn about nursing homes, also known as long-term nursing facilities, licensed centers providing care for individuals unable to care for themselves or suffering from chronic illness.
Explore what Occurrence Coverage in Liability Insurance entails, including how it provides coverage for losses occurring within the policy's term, regardless of when the claim is made.
Learn about Other Insurance, which refers to other contracts covering the same property and perils. Essential for comprehending overlapping insurance coverages.
Learn about overlapping insurance which involves insurance from at least two insurers duplicating the coverage for some risks. Discover its implications, benefits, and common scenarios.
Explore the concept of ownership in life insurance, defining control over benefits and privileges and explaining ownership transfer.
Learn about partnership insurance, a crucial life and health insurance product for businesses. Discover how cross purchase and entity plans help partnerships continue operations after the death or dismemberment of a partner.
Explore the payor benefit provision in juvenile policies for liability insurance, which ensures premium waivers if the responsible person becomes disabled or passes away.
Learn about personal assets in general insurance, including the types of items and cash that belong to the insured such as cars, real estate, and jewelry.
Learn about personal property in property insurance, including coverage under homeowners insurance and commercial forms. Find out what items are protected.
Explore the concept of Personalty, the items of property that can be moved as opposed to real property which remains stationary. Discover its significance in legal terms.
Learn about physical hazards in general insurance, which are caused by the structural or operational features of the risk. Find out how these hazards impact insurance policies.
Learn about the significance of the Plan Year in pensions, a 12-month period for keeping plan records, which can follow a calendar year or fiscal year.
Learn about the Point of Service Plan (POS) in health insurance, where patients have the flexibility to choose between participating and non-participating providers.
Learn about preexisting conditions in health insurance, how they affect coverage, and what regulations apply. Essential for navigating health policies effectively.
Learn about Premises and Operations Liability Insurance, a crucial subline of general liability insurance offering protection against hazards related to business operations and premises.
Learn about the Premium Refund provision in life insurance, which allows beneficiaries to receive the policy's face amount and the total premiums paid.
Learn about premiums in general insurance, which are the payments due for coverage over a set period, typically a month or a year.
Learn about prepayment of premiums in general insurance, including how it works, the benefits, and potential interest earnings on deposits.
Learn about primary care in health insurance, focusing on medical care provided by a primary physician. Discover its importance and benefits.
Explore the essentials of Property Damage Liability Insurance, a crucial coverage usually paired with bodily injury liability. Learn how it protects against damages to others' property and loss of use.
