# A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Learn about dividends in general insurance terms, where an insurer returns part of the premium paid by an insured for a policy or part of a surplus paid to stockholders.
A comprehensive guide to drug formulary in health insurance, detailing the list of approved prescription medications covered by the plan and available through affiliated pharmacies.
Explore the drug price review process in health insurance, using the American Druggist Blue Book to determine wholesale medication costs and set maximum drug prices.
Explore the importance of Druggists' Liability Insurance, which protects pharmacists from legal claims related to prescription filling errors and unfulfilled drug deliveries.
Learn about eligibility periods in health insurance, the time frame during which medical costs are reimbursed and when prospective insureds can enroll without proving insurability.
Learn about eligible expenses in health insurance—medical costs or other charges that are covered under the health plan contract.
Learn about what constitutes an emergency in health insurance, defined as an illness or injury with a sudden onset that requires immediate medical attention.
Explore the key features of employee benefit programs, focusing on employer-provided health and life insurance to cover medical care, death, and disability expenses.
Learn about Employees Trust (Pensions), a financial vehicle for funding pensions and profit-sharing plans, benefiting employers and employees.
Learn about Employer's Non-Ownership Liability Insurance, covering the employer from liability when employees use their personal vehicles for business purposes.
Explore the fundamentals of employment benefit plans that include pension and welfare plans designed to provide financial security and health benefits to employees.
Learn about Endorsement Split Dollar Plans, a liability insurance strategy where an employer holds ownership and control of an employee’s life insurance policy, ensuring the employee's right to benefits through the employer’s endorsement.
Learn about Equipment Breakdown Insurance, a commercial insurance that covers any loss caused by the breakdown of machinery or other equipment. Essential for businesses relying on critical equipment to operate efficiently.
Learn about the concept of equity in general insurance terms, including its significance in determining the cash value of an insurer after liabilities are taken into account.
Learn about examination, an essential evaluation conducted by the state insurance department of an insurance company, its significance, and its impact on insurance practices.
Learn about excess interest (liability) in life insurance, where interest added to the cash value of a policy exceeds the minimum rate guaranteed by the insurer.
Learn about Experience Refund in Reinsurance, a profit-sharing mechanism where a fixed amount of net profit is returned to the ceding insurer at year's end.
Learn about financed insurance, including how policy premiums are paid by borrowing against the cash value of the policy. Discover the legal implications and benefits.
Explore the definition of floods in property insurance, including causes such as overflow of water bodies, unusual surface runoff, and mudflow. Learn how property insurance typically covers these events.
Learn about the future increase option in health insurance, an option to augment disability benefits without re-establishing insurability. Available at predetermined times listed in the contract.
Learn about Generation Skipping Transfers (GST) in estate planning. Understand how property can be gifted or inherited by individuals two generations down the line from the property owner. Explore the implications and benefits of GST.
Explore what geographical limitation means in general insurance terms, and learn how it affects your insurance coverage based on specific geographic areas.
Learn about Group Model HMO, a type of Health Maintenance Organization that negotiates rates with specific provider groups and hospitals to offer medical care to policyholders.
Explore the Hospice care services covered by Medicare Part A, including pain and symptom relief for patients with terminal diseases and support for their families.
