# A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Learn about prospective rating in general insurance, a method used to calculate future premiums based on past loss experiences.
Understand Public Law 15, a crucial 1945 Congressional Act that exempts insurance from federal anti-trust laws provided state regulation. Learn its impact on the insurance industry.
Discover everything you need to know about qualified plans (pensions), IRS-approved retirement plans that are non-discriminatory and tax-deductible for employers.
Explore the benefits of quantity discounts in life insurance policies. Learn how purchasing a high face value policy can lead to significant savings.
Understand the quarantine benefit in health insurance, which compensates for time lost during quarantine enforced by health authorities.
Explore the concept of quasi-contract, a legal mechanism used when no written contract exists, yet the situation is treated as if a contract is present. Learn how this concept applies and its implications in contractual law.
Learn about Quota Share Insurance in Property Insurance, a type of contract where risks are shared between two policies based on a predetermined percentage.
Discover what a Rabbi Trust is in the context of pensions, its tax implications for employees, and why it is named after the first trust set up for a rabbi.
Explore the concept of rate discrimination in insurance, a practice now prohibited by state laws, which involved charging different rates to insureds with the same characteristics.
Understanding the rate of natural increase/decrease—calculated as the birth rate minus the death rate—without considering migration. Essential for insights in general insurance trends.
Learn about 'Rated' life insurance policies, which cost more due to the insured’s existing injuries or health conditions. Understand how rates are determined and what impacts your premiums.
Understand the importance of readjustment income in life insurance to support families after the loss of a primary wage earner. Learn how it facilitates financial stability.
Learn about realty, also known as real property, which includes non-movable property such as land, homes, and structures. A comprehensive guide to understanding this vital legal concept.
Explore the concept of recidivism in health insurance, focusing on the frequency with which insured individuals are readmitted to the hospital for inpatient treatment due to the same ailment.
Learn about reciprocity in reinsurance, where ceding companies and reinsurers engage in reciprocal insurance placement for mutual benefit.
Understand the concept of recurrent disability in health and life insurance, including its definition, implications, and how it affects policyholders. Learn how recurrent disabilities are managed within insurance frameworks.
Learn what a Regular Stock Option Plan entails, its benefits for company executives, and the tax implications when stock is purchased.
Learn about rehabilitation benefits under workers compensation, including physical and vocational rehabilitation to help injured workers return to the workforce.
Explore the concept of reinsurance assumed and learn about the premium amounts associated with the assumption of reinsurance in the insurance industry.
Discover the essential role of a Reinsurance Broker in placing risks for reinsurance on behalf of ceding insurers. Learn how these professionals ensure coverage continuity and risk management.
Learn about 'Rejection' in general insurance, which refers to an insurer's refusal to insure a given risk or the refusal to pay a submitted claim.
Explore the concept of representation in legal terminology, focusing on its importance in insurance applications. Learn how truthful declarations by potential insureds play a critical role.
Learn about residual income in health insurance, a crucial aspect of disability policies that provides benefits for partial disabilities. Discover how these stipulations work and their impact on policyholders.
Understand the 'Restoration of Benefits' clause in health insurance, which allows the insured's lifetime maximum benefit to be gradually restored annually after a claim.
