# A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Discover what excess insurance means in general insurance terms. Learn how it acts as a secondary coverage that pays beyond the primary policy once a specified amount is exceeded.
Discover how experience modification impacts your insurance premiums. Learn about experience rating plans and how they can increase or decrease your insurance costs.
Learn what Expiry means in Life Insurance, focusing on the conclusion of a term life policy at the end of its coverage period.
Understand the extortion coverage form in commercial crime insurance. Learn how it protects businesses from losses due to extortion involving cash, securities, and other goods.
Learn about Extra Expense Insurance, a vital form of Property Insurance that compensates for costs associated with keeping a business operational after damage from a covered hazard.
Learn about the Family Automobile Policy (Vehicle Insurance), which provides coverage for injury or property damage to another person, the policyholder's injury, and vehicle damage. Discover why it has been widely replaced by personal automobile insurance policies.
Learn about the farm coverage part in commercial package policies that ensures the protection of farmland, equipment, and livestock through property and liability insurance.
Learn about financed premium in life insurance, where policy premiums are paid using money borrowed from external sources. Understand the implications and nuances of financing life insurance premiums.
Explore the ins and outs of the fire damage limit in liability insurance. Understand how this specific limit applies to fire legal liability coverage and its implications for policyholders.
Learn about the first named insured, the primary individual listed on a commercial insurance policy, and their role and responsibilities.
Learn about Foreign Insurer, an insurance company based in a different state from where the insured's policy is written.
Learn about what a fully paid policy in life insurance entails, including how a limited payment policy works and the benefits of having a 30-pay life insurance policy.
Learn about the General Property Form in property insurance, a widely used commercial insurance form that protects property from specified risks.
Learn about the good driver discount in vehicle insurance, including the criteria to qualify and the benefits it offers to safe drivers. Discover how maintaining a clean driving record can lower your premiums.
Learn how Group Credit Insurance offers protection for debtors by paying or reducing the debt in the event of disability or death. Explore the benefits for both health and life insurance.
Learn about group health insurance, a policy where many individuals, often employees of a single business, are covered under one contract. Explore the benefits and key features of group health insurance plans.
Learn about group renewable term insurance, a life insurance policy that covers a specific period, typically a year, and is renewable at the end. Essential for understanding pension plans.
Explore the Guertin Laws in Liability Insurance, established in 1947 for standardizing nonforfeiture and valuation regulations, named after Alfred Guertin from the NAIC committee.
Understand the concept of Highly Protected Risk (HPR) in property insurance, highlighting its significance for buildings with above-average construction and fire sprinklers.
Understand what a hold harmless agreement is in liability insurance. Learn how one party can assume inherent risks, removing potential liability from another party.
Hospital income insurance provides a steady income while an individual is hospitalized, ensuring financial stability. Learn how this insurance covers hospital expenses and other needs.
Learn about hospitalization expense policies in health insurance, providing coverage for inpatient stays, emergency care, surgical costs, and more. Ensure your medical needs are met with adequate coverage.
Learn about the house confinement clause in health insurance policies, predominantly found in loss of income policies, which requires the insured to be confined at home to be eligible for coverage.
Learn about incidents of ownership in liability insurance, including policy owner rights such as choosing a new beneficiary. Ensure you fully understand your policy's terms.
