# A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Learn about financed premium in life insurance, where policy premiums are paid using money borrowed from external sources. Understand the implications and nuances of financing life insurance premiums.
Explore the ins and outs of the fire damage limit in liability insurance. Understand how this specific limit applies to fire legal liability coverage and its implications for policyholders.
Learn about the first named insured, the primary individual listed on a commercial insurance policy, and their role and responsibilities.
Learn about Foreign Insurer, an insurance company based in a different state from where the insured's policy is written.
Learn about what a fully paid policy in life insurance entails, including how a limited payment policy works and the benefits of having a 30-pay life insurance policy.
Learn about the General Property Form in property insurance, a widely used commercial insurance form that protects property from specified risks.
Learn about the good driver discount in vehicle insurance, including the criteria to qualify and the benefits it offers to safe drivers. Discover how maintaining a clean driving record can lower your premiums.
Learn how Group Credit Insurance offers protection for debtors by paying or reducing the debt in the event of disability or death. Explore the benefits for both health and life insurance.
Learn about group health insurance, a policy where many individuals, often employees of a single business, are covered under one contract. Explore the benefits and key features of group health insurance plans.
Learn about group renewable term insurance, a life insurance policy that covers a specific period, typically a year, and is renewable at the end. Essential for understanding pension plans.
Explore the Guertin Laws in Liability Insurance, established in 1947 for standardizing nonforfeiture and valuation regulations, named after Alfred Guertin from the NAIC committee.
Understand the concept of Highly Protected Risk (HPR) in property insurance, highlighting its significance for buildings with above-average construction and fire sprinklers.
Understand what a hold harmless agreement is in liability insurance. Learn how one party can assume inherent risks, removing potential liability from another party.
Hospital income insurance provides a steady income while an individual is hospitalized, ensuring financial stability. Learn how this insurance covers hospital expenses and other needs.
Learn about hospitalization expense policies in health insurance, providing coverage for inpatient stays, emergency care, surgical costs, and more. Ensure your medical needs are met with adequate coverage.
Learn about the house confinement clause in health insurance policies, predominantly found in loss of income policies, which requires the insured to be confined at home to be eligible for coverage.
Learn about incidents of ownership in liability insurance, including policy owner rights such as choosing a new beneficiary. Ensure you fully understand your policy's terms.
Learn about income policy in liability insurance, which provides monthly benefits to policyholders. An alternative to one-time payouts, income policy ensures continued financial support.
Learn what increased hazard in property insurance entails, including examples and potential risks. Discover how storing risky items can impact your insurance coverage and premiums.
Learn about individual account plans in pensions. Understand how these defined contribution or profit-sharing plans generate separate accounts and the factors affecting the benefits for each participant.
Learn about inflation guard coverage in property insurance, a critical feature that periodically increases your coverage value to match the rising costs of building materials.
Understand the concept of inherent explosion in property insurance, where an explosion occurs due to a situation that exists organically at the insured's premises, like a fireworks factory.
Understand the concept of Initial Premium in general insurance terms - the premium paid at the beginning of the policy, which may be adjusted at the end of the contract term.
Learn about the Insolvency Clause in Reinsurance, a crucial stipulation ensuring that the reinsurer remains liable for their share of losses even if the insurer becomes financially insolvent.
