# A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Explore the Death Benefit Only Plan, a life insurance/pension scheme where a portion of the insured's salary is collected for payout in the event of their death.
Explore what a declaration means in legal terms and its significance in liability and property insurance, detailing how it's a written statement of factual information.
Discover the essentials of decreasing term insurance in life insurance. Learn how a level premium works with a gradually reducing death benefit in this type of policy.
Explore the concept of Deep Pockets Liability, also known as joint-and-several liability, where damages can be obtained from co-defendants based on their ability to pay rather than their level of negligence.
Learn about deferred annuity, a financial product designed to begin payments at a later date, and explore its benefits, uses, and how it differs from immediate annuities.
Explore the key aspects of a Defined Benefit Pension Plan, where employers contribute towards a specified retirement benefit for employees. Learn how these plans ensure financial security post-retirement.
Learn about the delayed payment clause in life insurance plans, detailing how payouts to beneficiaries are managed in case of common disasters or other specific circumstances.
Learn about the Demolition Clause in Property Insurance, a provision that prohibits liability for demolition costs of undamaged property. Essential for property owners and compliance with building ordinances.
Learn about Dental Plans in health insurance, contracts for dental care either on a prepaid basis or paid afterward, available for individuals and groups.
Learn about Dental Plan Organizations (DPO) in health insurance. Understand their role in providing dental care through agreements with providers.
Learn about the role of a Designated Mental Health Provider in health insurance policies and how they deliver mental health services through medical plans.
Learn about the term 'Directed Verdict' in legal contexts, where a verdict is awarded to the defendant due to the plaintiff's failure to substantiate their case.
Explore the role of the Director of Insurance, the key leader in state insurance departments responsible for regulating and overseeing insurance practices.
Learn about the disappearing deductible in property insurance, where the deductible decreases as the loss amount increases, providing full coverage for larger losses.
Explore the concept of divided cover in general insurance, where a person or object is insured with more than one insurer. Learn the benefits and implications of this approach.
Understand the concept of double protection in life insurance, a contract that merges whole life insurance and term life insurance, offering enhanced security until the expiration of the term policy.
Explore the definition of earned income in general insurance terms. Learn how the money a person earns from working at a job influences insurance policies and premiums.
Understanding Earned Premium: The portion of an insurance premium exhausted during the policy's term. Learn how it affects policy accounting and coverage.
Learn about Elective Deferral Plans for pensions, where policyholders can defer present payments into a retirement plan, offering tax advantages and a streamlined path to retirement savings.
Understand the Electrical or Electrical Apparatus Exemption Clause in Property Insurance. Learn how damage to appliances caused by electrical currents is covered only if a fire begins.
Explore the essential aspects of Employee Welfare Benefit Plans, including their role in providing medical care, benefits upon illness, death, or unemployment. Ideal for employers seeking to understand their obligations.
Learn about Equipment Floater in property insurance, providing coverage against specific types of damage on various kinds of equipment. Protect your assets with the right insurance.
Discover what Errors and Omissions Insurance (Liability) covers, whom it benefits, and why financial advisors and insurance agents need it. Learn how it protects against losses from mistakes and inadequate insurance coverage in financial institutions.
Learn about the estate plan in general insurance, including wills and provisions for distributing one's estate upon death or disability. Find out why having an estate plan is crucial.
