Discover how the Alliance of American Insurers brings together insurance companies to work on common interests like government affairs, employee education, and loss prevention.
Discover the role of the American College in conducting life insurance research and providing continuing education for insurance agents. Learn about its impact on the industry.
Understand blanket coverage in health insurance. Learn how it differs from individual and group plans, providing comprehensive coverage for various risks under one plan.
Understand the term 'Book of Business' in general insurance, which refers to the cumulative total of all insurance policies written by a company or agent.
Discover the concept of cash flow underwriting in general insurance, a method that focuses on maximizing the interest earned on premiums through strategic rating and premium collection.
Explore what a dual life stock company is, focusing on its ability to issue both participating and nonparticipating policy contracts within the domain of life insurance.
Discover the fundamentals of Employee Dishonesty Coverage Form, a type of insurance that protects against the loss of money and property due to an employee's dishonesty.
Learn about Floater in Property Insurance, which provides coverage for movable items such as boats, wherever they are located within the contract-specified area.
Learn about Group Life Insurance, a cost-effective life insurance option for employees that leverages tax cuts, adverse selection, and shared expenses.
Discover institutional property insurance, a specialized form of property insurance offering tailored coverage for religious, charitable organizations, hospitals, and educational institutions.
Learn about the Insurance Commissioner, the individual who heads the state's agency for insurance regulation, also known as the Director or Superintendent in some states.
Learn about parcel post insurance, a property insurance coverage for items or parcels under the care of the United States Postal Service. Understand how it protects against damage or loss.
Learn about Separate Accounts in the context of Pensions, Annuity, and Life Insurance. Understand how companies hold assets for participants in a variable contract, typically through a unit investment trust registered with the SEC.
Learn about Aviation Insurance, a specialized type of insurance that protects against losses resulting from the use of an airplane. Discover the essentials of coverage options, benefits, and requirements.
Explore the concept of Binding Receipt in Property Insurance, a temporary contract ensuring coverage upon premium payment with the application. Learn how this differs from Conditional Receipt in health or life insurance.
Dive into the essentials of Business Liability Insurance, covering property damage, personal injury, fire damage, and bodily injury. Protect your business with the right insurance coverage.
Explore Comprehensive General Liability Insurance, covering liabilities like completed operations, owner's protective, products liability, and premises and operations.
Learn about the importance of countersignatures in insurance policies, where a licensed insurance agent or representative's signature validates the policy.
Explore comprehensive definitions, etymologies, synonyms, antonyms, facts, quotes, government regulations, references, and quizzes related to insurance terms. Ideal for professionals, students, and enthusiasts.