# A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Learn about the Health Services Agreement, an arrangement detailing benefits, enrollment, and eligibility between employers and insurers in health insurance plans.
Learn what 'Hired Automobile' means in vehicle insurance and how it applies to leased, borrowed, or rented cars, excluding those owned by the insured or their associates.
Learn about the hospital confinement rider in health insurance, an optional feature that waives the elimination period for inpatient hospital admissions.
Discover the essentials of Hospital Indemnity Insurance, a type of health coverage that provides regular payments during hospital stays, irrespective of actual costs. Learn how it works, its benefits, and key considerations.
Learn about the Individual Practice Association (IPA) model HMO, where medical services are provided by contracted physicians within an HMO network. Understand how it functions and benefits healthcare consumers.
Explore Innkeepers Legal Liability Insurance and learn how it safeguards hotel and motel operators against legal liability for guests' property.
Insurable interest is a crucial concept in general insurance, referring to the financial stake an individual or company has in an insured item that would result in monetary loss if the item were damaged or lost.
Learn about Joint Control in estate management, where both a bonding company and an administrative fiduciary manage estate funds. Discover how this process ensures safe handling of estate assets.
Learn about the lapse ratio in life insurance, a key metric that evaluates the proportion of lapsed contracts compared to the total number in effect over a specific time period.
Explore the concept of latent defect in general insurance terms, where a defect does not present itself right away, impacting claims and coverage.
Explore the concept of Ledger Cost in Life Insurance, a key metric that represents the net cost of a life insurance policy by considering premiums, dividends, and the policy's end-of-year value.
Learn about Liability Insurance, which covers losses due to the insured's responsibility to others. Explore legal requirements and contractual implications.
Learn about the term 'Licensee' in legal terminology, which refers to a person authorized to enter another's property for personal gain. Understand the property owner's responsibilities towards a licensee.
Explore what life expectancy means in the context of liability insurance, and how it is calculated using the mortality table as a reference.
Explore the concept of 'Limits' in General Insurance, which defines the maximum benefit paid out from a loss and the age-related constraints for policy issuance.
Learn about Livestock Transit Insurance, a specialized property insurance that covers accidents affecting livestock during transportation by rail, truck, or other means.
Explore the concept of loading in general insurance, which accounts for the insurer's operating costs and potential unforeseen losses. Learn how loading impacts premium calculations.
Learn about the loan value in life insurance, which represents the amount you can borrow against the cash value of your policy. Comprehensive guide on how it works.
Gain insight into the Loss Development Factor (LDF) used in Workers Compensation. Learn how LDF helps insurers manage extra funds for late-reported claims and the development of losses.
Learn the basics of loss loading in reinsurance and how it influences the reinsurance rate. Explore how this essential factor is applied to a pure loss cost.
Learn about Loss of Income Insurance, a crucial form of health insurance that provides coverage in case of lost income. Discover how it protects you financially.
Learn about managed health care plans, including how they involve multiple providers sharing financial risks and provisioning medical care services.
Learn about Manufacturers Output Policy—a comprehensive insurance cover for a manufacturer’s personal property while it is away from the premises. Get insights into how this unique insurance policy works and its significance in providing protection against various perils during off-site processing.
Learn about manuscript policies in general insurance, including their unique coverages and conditions, and how they cater to larger accounts in compliance with state laws.
