Learn how Dun & Bradstreet, Inc. supports insurers with financial information for underwriting processes. Get insights into their role in the insurance industry.
Explore what duplication of benefits means in health insurance, where similar or indistinguishable coverage exists between two or more insurers, and how it impacts policyholders.
Explore the essentials of dwelling forms in property insurance, detailing how these forms provide coverage for residential buildings and personal belongings.
Learn about 'Eligible Dependent' in health insurance, a person who relies on the policyholder for financial support and is eligible for benefits. Explore the criteria and implications.
Learn what embezzlement means in legal terms. Find out how the illegal use of funds or property entrusted to someone's care is defined and what legal implications it carries.
Explore the process of signing people up for health insurance plans and understand the significance of enrollment numbers in healthcare coverage. Get insights into health insurance enrollment.
Learn about estate wills, a legal document that dictates how an individual's assets should be distributed upon their death. Discover the importance of creating a will, its court enforceability, and how it protects your beneficiaries.
Learn about the expense ratio in general insurance, which represents the portion of the premium dedicated to paying the insurer’s expenses, excluding losses.
Dive into the concept of experienced mortality in life insurance, which examines the actual mortality rates of a specific group compared to expected mortality. Learn how it impacts life insurance policies and premium calculations.
Learn about experimental procedures in health insurance, including definitions, considerations, and how they impact your coverage and medical decisions.
Learn about what an Explanation of Benefits (EOB) is, how it itemizes health services, the incurred costs, the payments made by your insurer, and your responsibilities.
Learn about the Fee for Service (FFS) reimbursement model in health insurance, where health care professionals are paid based on individual services provided.
Learn about the concept of General Average, a crucial term in marine insurance, which involves a partial loss incurred to prevent complete damage to a maritime venture.
Learn about the role of health history in health insurance underwriting, including its importance in determining risk acceptance for healthcare policies.
Learn about the Health Services Agreement, an arrangement detailing benefits, enrollment, and eligibility between employers and insurers in health insurance plans.
Learn what 'Hired Automobile' means in vehicle insurance and how it applies to leased, borrowed, or rented cars, excluding those owned by the insured or their associates.
Learn about the hospital confinement rider in health insurance, an optional feature that waives the elimination period for inpatient hospital admissions.
Discover the essentials of Hospital Indemnity Insurance, a type of health coverage that provides regular payments during hospital stays, irrespective of actual costs. Learn how it works, its benefits, and key considerations.
Learn about the Individual Practice Association (IPA) model HMO, where medical services are provided by contracted physicians within an HMO network. Understand how it functions and benefits healthcare consumers.
Insurable interest is a crucial concept in general insurance, referring to the financial stake an individual or company has in an insured item that would result in monetary loss if the item were damaged or lost.
Explore comprehensive definitions, etymologies, synonyms, antonyms, facts, quotes, government regulations, references, and quizzes related to insurance terms. Ideal for professionals, students, and enthusiasts.