# A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Understand what a straight life policy, also known as a continuous premium whole life policy, entails. Learn how premiums are extended over the insured’s lifetime and the benefits involved.
Learn about what constitutes an estate in the realm of general insurance terms. An estate includes all the property a deceased person owns at the time of their death.
Learn what a Skilled Nursing Facility (SNF) is, and how it provides therapy and nursing care to patients under Medicare.
Explore the concept of wage indexing in the context of estate planning. Learn how cost of living increases under social security impact your financial strategy.
Learn about casualty catastrophes in general insurance terms, focusing on large losses due to accidents and their implications.
Discover the intricacies of the Glass Coverage Form in Property Insurance, which provides specialized coverage for commercial glass solutions such as plate glass.
Learn about Jumping Juvenile Life Insurance, a policy designed for children that automatically increases in value at age 21 without needing proof of insurability.
Understanding Modified Fire Resistive Construction, a type of building construction using masonry or fire-resistant materials for enhanced safety. Learn how it impacts property insurance.
Learn about Multiple Employer Welfare Arrangements (MEWAs), funds and trusts financed by employers to provide medical benefits. Understand their structure and benefits.
Learn about the role of a retrocessionaire in reinsurance, who is responsible for reinsuring a reinsurer, adding an extra layer of security within the insurance industry.
Understand the mechanism of Sliding Scale Commission in Reinsurance. Learn how commission paid by a ceding insurer to a reinsurer varies based on the loss ratio formula.
Learn about the concept of probability in the context of general insurance and understand how the chance of an event occurring is represented as a number.
Learn about what a recording agent is in the context of property insurance and how they function within the industry. Understand their role and significance in writing property insurance policies.
Learn about Farmer’s comprehensive personal liability insurance, which offers similar coverage to comprehensive personal liability but is specifically tailored for farm-related perils.
Explore the Federal Insurance Contributions Act (FICA), a law introduced in 1939, which mandates payroll taxes to fund social security and Medicare benefits. Learn how both employers and employees contribute equally.
Learn about the Garage Coverage Form, a crucial commercial vehicle insurance for businesses like auto repair shops, dealerships, and garages.
Learn about Group II rates in property insurance, replacing Extended Coverage Rates under the newest commercial lines program. This includes rates for hail, riots, and vehicles.
Discover the role of the Institute of Life Insurance, a crucial part of the American Council of Life Insurance focused on enhancing the reputation and credibility of life insurance.
Discover how the limit of liability rule in property insurance helps apportion loss among multiple insurers covering the same property, ensuring fair and equitable distribution.
Learn about the recurring clause in health insurance policies, which outlines the time period for considering a condition as a recurrent disability or a different condition.
Explore the concept of amortization in pensions, a systematic process of paying a debt with interest over a given number of years. Learn the importance and mechanics of amortization in pension plans.
Learn what homeowners insurance (property insurance) covers and how it protects homeowners and renters from potential perils and liabilities.
Comprehensive guide on Officers and Directors Liability Insurance, covering protection against harm due to negligence. Essential for corporate governance.
Learn about the significance of the service area in health insurance, how it's defined by state regulatory agencies, and what it means for your health care plan.
