# A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Learn about Simplified Employee Pension Plans (SEPs), where employers make contributions to an employee’s IRA. Discover how these pension plans work and benefit both employees and employers.
Understand the concept of single carrier replacement in health insurance, where one insurance carrier replaces multiple carriers to simplify your coverage.
Understand the concept of 'Single Limit' in general insurance terms, where coverage is expressed as a single amount. Learn how this term impacts your insurance policy.
Learn about Social Health Maintenance Organizations (SHMOs), a Health and Human Services funded project combining adult day care, transcription, acute, and long-term care services.
Learn about specified causes of loss in vehicle insurance which covers specific perils such as flood, vandalism, or hail, and damage done to a conveyance moving the covered vehicle.
Explore the concept of speculative risk in the context of general insurance—learn why such risks are not typically insurable and the implications for policyholders.
Learn all about Split Dollar Coverage, a common plan where the employer and employee share the costs of insurance premiums. Understand the variations and how the premium is divided based on the type of policy.
Learn about Split Dollar Plan in life insurance, a unique contract where both employer and employee share premium costs and benefits.
A comprehensive explanation of what a standard policy in general insurance entails, including its characteristics, limitations, and exceptions.
Learn about Statutory Accounting Principles (SAP), the legally mandated principles insurers must follow when preparing financial statements for state insurance departments.
Learn about step-rate premiums in health and life insurance, including how they increase at predetermined times and their connection with policy terms.
Learn about stock in property insurance, including materials in the manufacturing process and merchandise items for sale. Essential information for businesses and insurers.
Explore the essential aspects of stop-loss insurance, a type of reinsurance for health plans or employer-funded plans, designed to safeguard against substantial financial losses.
Learn about supplemental medical insurance, a voluntary program that covers physician’s costs and outpatient care, and how it is structured under Medicare Part B.
Learn what a syndicate in general insurance terms is, how a group of insurers collaborates to insure high-value items or properties, and the benefits of achieving better coverage through this method.
Learn about T Tables (Pensions) and their significance in calculating retirement benefit funding by incorporating interest and mortality rates.
Temporary disability benefits provide financial support for employees who qualify due to non-occupational disabilities. Learn about your rights and coverage according to health insurance regulations.
Explore Thaisoi, an ancient Greek institution that laid the foundations for modern health insurance and life insurance. Delve into its historical impact and influence on today's insurance frameworks.
Learn about Third Party Administration (TPA) responsible for accounting, reporting for qualified plans, and acting as the liaison between employers and insurers.
Learn about the role and rights of a third party beneficiary in insurance contracts. Understand how individuals not expressly named in a contract can still have legal rights.
Learn about the time of payment of claims provision in health insurance, which mandates that claims be paid immediately or within a specified number of days.
Learn about title insurance, a vital coverage for real property owners that safeguards against invalid ownership claims due to errors in title paperwork.
Discover the history and illegality of Tontine Policies in life insurance. Learn how these policies worked by paying dividends to surviving policyholders and why they were discontinued.
Learn about the term 'Transacting Insurance', which refers to the actual conducting of insurance business, including soliciting and negotiating contracts. Discover how this term varies depending on state laws.
