# A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Learn about reinstatement in reinsurance, its importance in re-effecting catastrophe reinsurance policies that have already paid out, and how reinstatement premiums work.
Learn about renewable term life insurance, which allows policyholders to renew their term life policy without needing to provide evidence of insurability. Discover how this type of policy works and its benefits.
Learn about the concept of Replacement Cost in Property Insurance, which covers the amount needed to replace your property with new items without factoring in depreciation.
Learn about residual disability in health insurance, an important concept that covers the lingering partial disability after an insured person returns to work following a total disability.
Understand the legal doctrine of respondeat superior, which holds employers liable for the wrongful acts of their employees. Learn the implications and applications in the workplace.
Discover the benefits and structure of a Retirement Income Policy in life insurance, including how it integrates endowment features with a focus on retirement planning.
Learn about retrocession in reinsurance, a transaction where a reinsurer cedes the reinsurance it has assumed to another reinsurer, diversifying risk.
Learn about the retrospective premium in general insurance, focusing on the last premium paid under a retrospective rating plan. Understand its significance and application.
Learn about Retrospective Rate Derivation in Health Insurance, where employers pay a fraction of health care costs and may receive refunds based on actual expenses.
Understand the concept of a revocable beneficiary in life insurance, including the ability to change or revoke this type of beneficiary designation.
Explore the intricacies of risk analysis in health insurance, where benefits and premiums are tailored to fit specific groups based on comprehensive analysis.
Learn about rollover contributions in pensions, a tax-free strategy to move funds from one qualified plan to another. Discover how to maintain tax advantages by rolling over your pension money.
Learn about safe burglary, a specific type of burglary involving the unlawful removal of property from a locked safe. Explore its definition, characteristics, and legal implications.
Understand Safe Depository Coverage (Criminal) which protects businesses renting safe deposit boxes, including liability costs and direct loss coverage.
Learn about the role and importance of a secondary beneficiary in life insurance policies. Discover why it's essential for ensuring benefits if the primary beneficiary cannot collect.
Learn about shock loss in general insurance, a significant event that affects insurers or underwriting companies. Discover its impact and importance in the insurance industry.
Learn about Simplified Employee Pension Plans (SEPs), where employers make contributions to an employee’s IRA. Discover how these pension plans work and benefit both employees and employers.
Understand the concept of single carrier replacement in health insurance, where one insurance carrier replaces multiple carriers to simplify your coverage.
Understand the concept of 'Single Limit' in general insurance terms, where coverage is expressed as a single amount. Learn how this term impacts your insurance policy.
Learn about Social Health Maintenance Organizations (SHMOs), a Health and Human Services funded project combining adult day care, transcription, acute, and long-term care services.
Learn about specified causes of loss in vehicle insurance which covers specific perils such as flood, vandalism, or hail, and damage done to a conveyance moving the covered vehicle.
Explore the concept of speculative risk in the context of general insurance—learn why such risks are not typically insurable and the implications for policyholders.
Learn all about Split Dollar Coverage, a common plan where the employer and employee share the costs of insurance premiums. Understand the variations and how the premium is divided based on the type of policy.
Learn about Split Dollar Plan in life insurance, a unique contract where both employer and employee share premium costs and benefits.
