# A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Understand what constitutes a noninsurable risk within general insurance terms. Discover why certain risks cannot be insured due to high probability of loss or inability to measure actuarially.
Learn about Noninsurance, a term referring to the complete lack of financial preparation for potential losses. Understand its implications in risk management and financial planning.
Understand the concept of Nonparticipating Provider Indemnity Benefits in Health Insurance, where coverage is provided for services by nonparticipating medical providers.
Discover the essentials of Nonqualified Plans in pensions. Learn how these employee benefit plans operate, their benefits, and unique features, including IRS filing exemptions and discrimination allowances.
Learn about the important aspect of 'Notice of Loss' in general insurance terms, how and when to notify your insurer about a loss.
Learn about the Omnibus Budget Reconciliation Act (OBRA) and its impact on health insurance, specifically in extending COBRA continuation coverage for disabled individuals from 18 to 29 months.
Discover the role of open-end investment companies in pensions. Learn how mutual funds are managed by investment advisers to benefit shareholders.
Learn about open policy in property insurance including its definition, how it's used for goods in transit, and the benefits it offers. Understand the specifics of liability limits and premium payments.
Learn about out-of-area health insurance coverage, which refers to treatment provided outside the usual geographic coverage area. Get insights into how it works and what to expect.
Learn about out-of-pocket costs in health insurance, including deductibles and prescription medication expenses. Discover how they impact your healthcare expenses.
Understanding Package Policy in insurance—Learn how an insurance policy that includes more than two different kinds of coverage can provide comprehensive protection for both personal and commercial requirements.
Learn about the concept of 'Paid for' in general insurance terms. Find out what it means for insurance premiums to be paid and how it impacts coverage.
Learn about the term 'Participant' in the context of general insurance. Discover who is eligible to receive benefits from health, life, or pension plans.
Learn the role and importance of a Participating Provider in Health Insurance, including their approval process in Medicare and how they are compensated.
Understand the role of peer review in health insurance, a process where medical treatments are evaluated by equally trained medical professionals to ensure quality and adherence to standards.
Learn about the pension trust fund, a reserve of money contributed by both employers and employees, used to pay for pension benefits after retirement.
Learn about the Period of Restoration in property insurance, which defines the duration your business income coverage policy will payout. This period starts from the date of loss and ends when property repairs should be completed.
Learn about Permanent Partial Disability, a condition where the insured is impaired but not totally incapacitated, enabling them to work in some capacity. Essential for understanding Health Insurance and Workers Compensation.
Learn about Permit Bonds (Surety), which promise adherence to laws governing specific activities for which a permit is issued. Understand their importance in regulatory compliance.
Discover how a personal effect floater in property insurance provides coverage for personal property carried by the insured while traveling. Learn more about specified risk or open peril policies.
Discover how a Personal Property Floater policy covers your property at any location under most circumstances, with exceptions like war or nuclear disaster.
Discover the significance of Physician’s Current Procedural Terminology (CPT) in health insurance. Learn how the AMA's manual standardizes the documentation of medical procedures and services.
Explore the Physicians and Surgeons’ Equipment Form which provides essential coverage for doctors' and dentists' office equipment, supplies, and furnishings.
Learn about the critical role of a plan sponsor in pensions, specifically the responsibilities of organizations like employers in establishing and managing retirement plans.
