# A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Learn about out-of-pocket costs in health insurance, including deductibles and prescription medication expenses. Discover how they impact your healthcare expenses.
Learn about outstanding premiums in general insurance, referring to premiums that are currently due but have not yet been paid. Understand the importance and implications of outstanding premiums in policy management.
Understanding Package Policy in insurance—Learn how an insurance policy that includes more than two different kinds of coverage can provide comprehensive protection for both personal and commercial requirements.
Learn about the concept of 'Paid for' in general insurance terms. Find out what it means for insurance premiums to be paid and how it impacts coverage.
Learn about the Parol Evidence Rule, a critical legal principle that ensures contracts cannot be altered by verbal agreements. Discover its importance in upholding the integrity of written contracts.
Learn about the term 'Participant' in the context of general insurance. Discover who is eligible to receive benefits from health, life, or pension plans.
Learn the role and importance of a Participating Provider in Health Insurance, including their approval process in Medicare and how they are compensated.
Understand the role of peer review in health insurance, a process where medical treatments are evaluated by equally trained medical professionals to ensure quality and adherence to standards.
Learn about the pension trust fund, a reserve of money contributed by both employers and employees, used to pay for pension benefits after retirement.
Learn about the Period of Restoration in property insurance, which defines the duration your business income coverage policy will payout. This period starts from the date of loss and ends when property repairs should be completed.
Learn about Permanent Partial Disability, a condition where the insured is impaired but not totally incapacitated, enabling them to work in some capacity. Essential for understanding Health Insurance and Workers Compensation.
Learn about Permit Bonds (Surety), which promise adherence to laws governing specific activities for which a permit is issued. Understand their importance in regulatory compliance.
Discover everything you need to know about Personal Auto Policies, the most commonly sold auto insurance. Understand its significance, benefits, and how it differs from family auto insurance policies.
Discover how a personal effect floater in property insurance provides coverage for personal property carried by the insured while traveling. Learn more about specified risk or open peril policies.
Discover how a Personal Property Floater policy covers your property at any location under most circumstances, with exceptions like war or nuclear disaster.
Discover the significance of Physician’s Current Procedural Terminology (CPT) in health insurance. Learn how the AMA's manual standardizes the documentation of medical procedures and services.
Explore the Physicians and Surgeons’ Equipment Form which provides essential coverage for doctors' and dentists' office equipment, supplies, and furnishings.
Learn about the critical role of a plan sponsor in pensions, specifically the responsibilities of organizations like employers in establishing and managing retirement plans.
Explore the concept of portfolio return in reinsurance, which involves the reinsurance of a portfolio that was previously reinsured. Learn about its significance, processes, and regulatory implications.
Learn about portfolio runoff in reinsurance, a method where a portfolio is reinsured until all the ceded premiums are paid. Understand its significance and applications.
Learn about the preemptive right in general insurance terms, a provision that allows current stockholders to maintain their ownership percentage by purchasing newly issued stock before the public.
Learn about premises burglary (criminal) and how it is covered under commercial insurance policies. Discover the specifics of coverage for burglary committed on insured premises.
Understand the Premises Theft-Outside Robbery Coverage Form, which covers robberies occurring outside insured premises but typically excludes money or securities.
Learn what a pretext interview is in general insurance terms, where one party misrepresents their identity or intent. Understand the implications and why it's important.
