Discover the essentials of group health insurance, including hospital stays, medical examinations, treatments, and doctors' fees. Learn about mandatory deductibles and coinsurance payments.
Learn about Guaranteed Standard Issue in health insurance, a group plan that ensures coverage for all policyholders regardless of their medical history.
Learn about the guideline premium in life insurance, which is the highest premium permitted by the IRS under a policy classified as a life insurance policy. Understand its implications and importance in maintaining the tax-advantaged status of a life insurance policy.
Learn about the Health Care Financing Administration, a division in the Department of Health and Human Services that oversees Medicare and Medicaid and sets certification guidelines for medical care providers.
Learn about the Health Insurance Association of America (HIAA), a group that promotes health insurance through generating publicity, research, and education. Backed by insurers, HIAA works towards enhancing the understanding and accessibility of health insurance.
Discover the definition of a health insurance enrollee and why they do not include dependents. Learn what it means to be an enrollee in a health insurance context.
Learn about home health care, a service provided at a patient's home by nurses, health care aides, or therapists. Discover how this part-time care option can benefit patients and their families.
Explore the legal concept of imputed acts where actions performed by an agent are considered those of the principal. Learn how imputed liability works in various legal scenarios.
Incurred But Not Reported (IBNR) refers to losses in general insurance that have occurred but have not yet been filed as claims. Learn how IBNR impacts insurance companies and policyholders.
Understand incurred expenses in general insurance, which refer to costs that have been accrued but not yet paid. Learn about their significance in insurance claim handling and financial reporting.
Understand the term 'Indemnify' in general insurance as the act of returning a policyholder to their pre-loss condition. Learn its importance and application.
Learn about the role of an indemnitor in general insurance terms, where an individual or company agrees to assume obligations normally placed on a surety if the person bonded defaults.
Understand the details of an Individual Retirement Account (IRA). Learn about eligibility, contribution limits, and the benefits of saving for retirement with an IRA.
Discover the essentials of Industrial Life Insurance, including its unique coverage amounts of less than $1,000 and the regular premium collection schedules.
Learn about the role and importance of inspection bureaus in liability and property insurance. Understand how these groups investigate exposures and establish insurance rates.
Learn about installment refund annuities, a type of annuity that ensures benefit payments until the equivalent of the purchase price is paid out. Essential information for financial planning.
Learn about the role of an Insurance Examiner, who administers the examining and auditing of insurers as a representative of the state's insurance department.
Discover the prestigious Insurance Hall of Fame, an organization dedicated to recognizing individuals for their exceptional contributions to the insurance industry.
Understand the importance of the Interstate Commerce Commission Endorsement in Property Insurance, which guarantees insurance for cargo losses and is mandatory for interstate motor carriers. Learn about its essential details and requirements.
Understand the term 'Item' in general insurance—a reference to individual pieces of property covered by a policy or a schedule listing all insured property.
Learn about the Joint Underwriting Association, a collective of insurance companies providing specific insurance types, funded through premiums and assessments.
Explore comprehensive definitions, etymologies, synonyms, antonyms, facts, quotes, government regulations, references, and quizzes related to insurance terms. Ideal for professionals, students, and enthusiasts.