# A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Learn about First Loss Insurance, the key policy for submitting initial claims and securing anticipated loss coverage.
Understand the flat maternity benefit in health insurance, a provision that covers all hospital costs associated with maternity care, regardless of the stay's cost.
Understand the concept of flat rate in reinsurance, its derivation from the premium income of the ceding insurer, and its implications in insurance and reinsurance transactions.
Learn about flexible premium policies in life insurance, which allow policyholders to modify the amount and scheduling of their premium payments for better financial management.
Learn about Flood Insurance, a crucial part of property insurance that compensates homeowners for losses and damages caused by flooding. Discover its benefits and how it protects your investments.
Learn about the following form in property insurance, a type of policy written in exactly the same terms as other property insurance policies covering a piece of property.
Understand franchise deductible in general insurance. Learn how it impacts coverage, claims, and what it means for your insurance policies.
Learn about free standing emergency medical service centers, also known as urgent care centers, and their importance in providing emergency medical attention in the health insurance landscape.
Learn about Full Preliminary Term Reserve Valuation in Life Insurance, a policy stipulation where reserves are not mandatory in the first year and adjusted in following years.
Learn about funded pension plans, where sufficient funds are currently available to cover all future retirement benefit claims, ensuring financial security for retirees.
Discover the General Agency System in life insurance, where general agents play a pivotal role in selling policies. Learn how this system operates and its advantages.
Learn about graded death benefits in life insurance policies, commonly seen in children's policies. Discover how the benefit amount increases over time and what it means for policyholders and their families.
Learn about the grading schedule used by the National Board of Fire Underwriters to determine a city's fire rating. Understand the factors that influence these ratings in property insurance.
Discover the essentials of group health insurance, including hospital stays, medical examinations, treatments, and doctors' fees. Learn about mandatory deductibles and coinsurance payments.
Learn about Guaranteed Standard Issue in health insurance, a group plan that ensures coverage for all policyholders regardless of their medical history.
Learn about the guideline premium in life insurance, which is the highest premium permitted by the IRS under a policy classified as a life insurance policy. Understand its implications and importance in maintaining the tax-advantaged status of a life insurance policy.
Learn about the Health Care Financing Administration, a division in the Department of Health and Human Services that oversees Medicare and Medicaid and sets certification guidelines for medical care providers.
Learn about the Health Insurance Association of America (HIAA), a group that promotes health insurance through generating publicity, research, and education. Backed by insurers, HIAA works towards enhancing the understanding and accessibility of health insurance.
Discover the definition of a health insurance enrollee and why they do not include dependents. Learn what it means to be an enrollee in a health insurance context.
Learn about home health care, a service provided at a patient's home by nurses, health care aides, or therapists. Discover how this part-time care option can benefit patients and their families.
Explore the legal concept of imputed acts where actions performed by an agent are considered those of the principal. Learn how imputed liability works in various legal scenarios.
Incurred But Not Reported (IBNR) refers to losses in general insurance that have occurred but have not yet been filed as claims. Learn how IBNR impacts insurance companies and policyholders.
Understand incurred expenses in general insurance, which refer to costs that have been accrued but not yet paid. Learn about their significance in insurance claim handling and financial reporting.
Understand the term 'Indemnify' in general insurance as the act of returning a policyholder to their pre-loss condition. Learn its importance and application.
