# A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Learn about the cost of living benefit in health insurance, which ensures that disability benefits increase after 12 months and annually thereafter to keep up with inflation.
Learn about the countersignature law, a state mandate requiring a representative's signature from the insurer on insurance contracts issued within the state. Understand how it influences insurance policies and compliance.
Understand credit card insurance under homeowner's policy and its significance in protecting your finances against fraudulent credit card use.
Credit Life Insurance is a policy that safeguards creditors if the insured dies before fully paying off a debt. Learn more about this essential life insurance option.
Learn about the customary charge, the average cost of medical procedures used to determine Medicare benefits, and its impact on health insurance.
Learn about the Debris Removal Clause in property insurance which ensures reimbursement for cleanup expenses from insured losses.
Understand deferred compensation plans and how the deferment of an executive's salary can supplement retirement income. Learn about the agreement requirements and employee loyalty benefits.
Explore the benefits and workings of Deferred Group Annuities, a group annuity contract that enables annual purchases of deferred annuities, ensuring retirement income.
Discover what a deficiency reserve in life insurance means, including when it is required on a balance sheet if the premium charged is less than the net premium reserve.
Learn what 'Dependent' means in general insurance terms. Discover how dependents affect policies and the role they play in insurance coverage.
Learn about dependent life insurance, a group life insurance benefit that provides death protection to the dependents of an employee covered under the plan.
Learn about depository bonds (surety), which promise that government deposits made to a bank will not experience loss, ensuring financial security and compliance.
Learn about Depreciation Insurance in Property Insurance, which offers the replacement value of damaged items without deducting depreciation, ensuring complete coverage.
Explore the concept of discharge planning in health insurance, a critical process that involves creating a tailored treatment plan for patients after their release from inpatient care. Discover its importance and impact on patient outcomes.
Learn about dismemberment in health insurance, the loss of specific body parts or their use due to accidental injury and its impact on coverage.
Learn about the dividend accumulation option in life insurance policies, which allows policyholders to accumulate dividends with the insurer and earn compound interest.
Discover how double indemnity in health and life insurance works. Learn when twice the policy value is paid out in cases of accidental death or specific situations.
Understand the Drive Other Car Endorsement in vehicle insurance, an extra form of coverage that offers protection while driving non-owned cars.
Learn about the Dual Choice in Health Insurance, a federal regulation requiring certain employers to offer both an indemnity plan and an HMO. Applicable to employers with 25+ employees, paying minimum wage or more, offering health care coverage, and a federally certified HMO available in the area.
Discover the key details about Earnings Insurance, a type of business interruption insurance without a coinsurance clause, designed specifically for smaller risks.
Learn about easements in property insurance, which grant a right to make use of land belonging to another person. Understand how these rights impact property ownership and insurance.
Learn about the term 'Eligible Employee' in health insurance, who qualifies, and the available group policy benefits. Understand what makes an employee eligible for health insurance benefits.
Learn about Employee Pension Benefit Plans, employer-created programs offering retirement benefits or deferred income until termination. Understand the key aspects and benefits.
Learn about the entry date into claims made liability policies, which establishes the maturity of the policy effective date. Essential knowledge for insurance professionals.
