# A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Discover the meaning of Cestui Que Vie, a crucial insurance term referring to the person whose life measures the duration of a trust, gift, estate, or insurance contract.
Understand how the Change in Occupancy or Use Clause in property insurance affects your premiums and coverage. Learn the implications of increased risk due to changes in property use.
Learn about claim expense in general insurance terms, which includes costs beyond the actual claim, such as administrative fees and legal costs associated with paying a claim.
A comprehensive guide on the term 'Claimant' in general insurance, covering the individual who requests payment of a claim. Learn about the role and significance of a claimant in insurance claims.
Learn about Claims Made Basis Liability Coverage, a type of liability insurance where claims submitted during the policy term are covered, even if the event causing the claim occurred outside the term.
Understand what collection commission in life insurance is and how it benefits agents. Learn about the portion of premiums paid to agents collecting debt insurance premiums.
Learn about combination plans in life insurance, a strategy that integrates life insurance with a side or auxiliary fund to enhance future pensions or annuities.
Understand commercial lines, a crucial aspect of general insurance sold to businesses and commercial entities. Learn how these policies protect your business.
Learn about the Commissioner’s Standard Ordinary Mortality Table, a critical tool used in life insurance to calculate the nonforfeiture value due to policyholders.
Discover the intricacies of the compensating balances plan. Learn how businesses pay premiums, and how the insurance company manages these funds for withdrawals.
Learn about compensatory damages in insurance, where damages are awarded to insured individuals for losses or injuries suffered, including mental and physical suffering, lost time, or expenses.
Understand the concept of composite rate in vehicle and liability insurance. A composite rate is a single rate for coverage against various perils, streamlining the premium calculation process.
Discover comprehensive business property and liability insurance. Protect your business-owned properties from damage, fire, or vandalism while covering bodily injury and damage to others' property.
Explore the benefits of Comprehensive Health Insurance, which provides total coverage for health care-related charges, applicable after deductibles and co-insurance for hospital or physician's office visits.
Learn about concurrency in general insurance, where two policies provide the same coverage for the same risk, ensuring greater protection.
Learn about the importance of meeting policy conditions in general insurance. Understand how actions like paying premiums on time help in retaining policy validity and ensuring claims are paid.
Learn about the conditional terms in general insurance that outline the necessary provisions to keep your policy valid. Understand how these conditions affect your coverage and what you need to ensure ongoing validity.
Understand construction insurance, a specialized property insurance that provides coverage for damage or destruction of a building while it is under construction.
Learn about continuous premium whole life insurance, which spreads premium payments throughout the insured's life, up to age 100. Understand its benefits, structure, and more.
Explore the fundamentals of a contract of insurance, where the insurer agrees to provide benefits or services to the insured. Understand its legal significance and key components.
Learn about the contract year in health insurance, which spans from the effective date to the expiration date. Discover how this period affects your coverage.
Learn about controlled business in the insurance sector, where policies are sold to family and friends. Understand state limitations and its implications.
Learn about convertible life insurance, a type of policy that allows you to convert your term life insurance into a permanent policy. Explore its benefits and why it might be a strategic choice for your insurance needs.
Learn about the cost of insurance charge in life insurance, also known as the mortality charge. Discover how this fee impacts your life insurance policy and its pure insurance protection element.
