# A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Learn about the responsibilities and significance of a policywriting agent who is authorized to write policies for an insurer. Dive into the tasks and jurisdiction of policywriting agents in general insurance.
Learn about Underground Property Damage in Liability Insurance, including what constitutes damage, common causes, and the intricacies involved in covering such incidents.
Explore the concept of underinsurance in the context of property and health insurance, its implications, and strategies to prevent insufficient coverage.
Explore the concept of valuation in general insurance terms - a crucial process of estimating an item's value, typically conducted by a professional appraiser.
Learn about uninsured motorists in vehicle insurance, the risks they pose, and how to ensure you are adequately protected despite others' lack of coverage.
Understand the concept of adhesion insurance contracts, which are non-negotiable and offered on a take-it-or-leave-it basis in general insurance terms.
Learn about adjusted premium, a type of insurance premium calculation that includes a net-level premium and first year’s acquisition expenses, important for life annuity contracts.
Learn about the Adjustment Provision in general insurance policies, which allows changes in premiums, face amounts, and durations of protection. Understand how this key term impacts your insurance coverage.
Discover what adverse selection is in general insurance. Learn how individuals with higher-than-average risks attempt to buy insurance at standard rates and its implications.
Understand the concept of an amortization schedule for pensions, a table that provides a detailed timeline for paying off a debt over a specified number of years.
Dive into the comprehensive analysis of annuities including interest rates, financial rankings of the offering company, and expected monthly income.
Understand the concept of Assumption of Risk in common law. Learn how individuals assume certain risks through their actions and its implications in legal defenses.
Learn about automatic coverage in general insurance, which provides automatic protection for newly purchased property or property that appreciates in value.
Learn about the automatic increase in benefit provision in life insurance, a key clause in disability coverage that ensures rising payments over the years based on a pre-determined percentage.
Learn about base premiums in general insurance and how they serve as the foundation for calculating reinsurance premiums. Essential knowledge for practitioners and students in the insurance industry.
Learn about the basic premium in general insurance, a key component of the standard premium covering administrative costs and agents’ commissions.
Learn about the benefit period in health insurance, a crucial time frame during which policy benefits are paid out to the insured or their dependents.
Explore the concept of block limits in property insurance, understanding the maximum amount an insurance company will write on a specific city block and its impacts.
Learn about the Broad Evidence Rule in Property Insurance. Understand how different types of evidence are used to assess the actual cash value of lost property.
Discover the role of a Bureau Insurer in the insurance industry, and how joining a rating bureau aids companies with limited experience in specific risk types.
Learn about the Business Automobile Policy, a comprehensive insurance covering commercial automobiles against damage and liability. Discover how it has evolved into the business auto coverage form in most areas.
Discover what it means to cash out vested benefits in general insurance. Learn how employees can take money out of their vested benefits.
Understand the impact of cash withdrawals on life insurance policies and employee benefit plans. Learn how these withdrawals affect the total death benefit and potential forfeitures in employer-purchased benefits.
Learn about the concept of 'ceding' in reinsurance, which involves transferring insurance or reinsurance from an insurer to a reinsurer. Understand its significance and application in the insurance industry.
