# A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Understand the nearly obsolete three-fourths value clause, which restricts insurers from paying more than three-fourths of the cash value of the insured property.
Learn about the Trial Work Period under Social Security, a method allowing injured or disabled workers to reenter the workforce without losing disability income benefits for up to nine months within a five-year period.
Explore the concept of 24-hour care coverage which combines work-related and non-work-related benefits to offer continuous protection for illnesses and injuries.
Learn about Acceleration Life Insurance, a policy feature that allows the insured to access a portion of the death benefit before death for certain medical costs.
Learn about Additional Living Expense coverage in homeowners insurance, which reimburses expenses for temporary living arrangements due to covered incidents such as fire or water damage.
Learn about basic form rates in property insurance, including the combined Group I and Group II rates as defined under the commercial lines program.
Civil wrong, or tort, involves acts against another person or their property, including the breach of contract terms. Learn about its significance in general insurance.
Explore the concept of cooperative insurance, a policy typically issued by associations such as trade unions, and discover how it functions in the realm of general insurance.
Explore the concept of deposition in legal terminology. Learn what a deposition is, its role in court cases, and the process involved as part of witness testimony.
Learn about depreciation in general insurance, a loss in the value of property due to wear and tear, usage, or obsolescence. Understand how it impacts your insurance coverage and claims.
Learn about direct loss in property insurance, including how it is defined and examples such as flood damage.
Learn about employee dishonesty, a term for any false act by an employee that results in a loss to the employer. Get insights into coverage and prevention.
Discover what an Extended Reporting Period (ERP) is in liability insurance, and learn how it allows you to make claims even after your "claims made" coverage has expired.
Learn about the role of a family dependent in health insurance, including coverage for spouses and single dependent children residing with the insured policyholder.
Discover how hospital alliances work in health insurance, enabling multiple hospitals to share services and reduce costs, helping them stay competitive in the healthcare market.
Learn about the impairment of capital in general insurance, including definitions, implications, and regional regulations impacting insurers.
Explore the concept of indemnity in general insurance, where payments or replacements are issued to individuals who have suffered a loss.
Explore the definition of limited health insurance, a type of health insurance policy that specifically covers certain illnesses or injuries as outlined in the contract. Learn about its features and coverage limits.
Explore the concept of malpractice, focusing on improper conduct by professionals and their legal liabilities in the context of liability insurance.
Explore the concept of mandatory retirement as mandated by pension plans. Learn what it means, its implications, and how it affects retirement planning.
Learn about manual excess in liability insurance, an additional premium calculated beyond the liability limit. This involves multiplying the manual rate by specific rate factors to determine the extra cost.
Explore the definition of Occupational Accident in general insurance terms—an accident caused by a person's employment or that occurs while performing job duties.
Learn about Permanent Life Insurance, a broad category encompassing various life insurance options beyond group or term policies.
Learn about policy loans in life insurance, where the loan amount is based on the policy's cash value and the policy itself serves as collateral.
