# A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Learn about a schedule policy in property insurance, which lists the kinds of property covered, locations, and the specific insurance coverage amounts for each.
Learn about self reinsurance, an alternative to purchasing reinsurance where insurers create a fund to cover losses beyond normal means. Explore the benefits and implications of self reinsurance.
Learn about the American agency system, also known as the independent agency system, where insurance is sold through independent agents, offering clients a broader choice and personalized services.
Learn about the Appleton Rule, a crucial regulation requiring every insurer in New York to comply with the New York Insurance Code, even if they operate in other states.
Learn about the Boston Plan, an initiative where insurers agree not to reject coverage for residences in slum areas, allowing owners to correct imperfections after an inspection. First introduced in Boston.
Learn about the elimination period in health insurance policies, an important waiting or probation period that affects when benefits begin.
Learn about traumatic injury in the context of general insurance. Discover the implications of an injury inflicted on the insured’s body by an external force.
Learn about the mortality guarantee clause in annuities, which ensures that annuitants receive a lifetime income regardless of changes in mortality rates.
Learn about collision insurance in vehicle insurance. Understand how it covers damage to your vehicle due to a collision. Ensure you're adequately protected.
Learn about the work and materials clause in property insurance, which bypasses the increased hazard clause typically found in standard fire policies. Understand its purpose and implications.
Learn about 'Amount at Risk' in life insurance, discover how it affects the life insurance policy, and understand its importance in the payout process.
Discover the meaning of 'Assessed Value' in general insurance terms and learn how it influences property taxes set by government entities.
Discover the minimum benefits provided by a health insurance policy, also known as a basic hospital plan. Learn about the essential features of basic benefits in health insurance.
Learn about bridge insurance for bridges under construction, which covers damages from fire, lightning, earthquakes, floods, and other acts of God. Essential property insurance information for bridge construction projects.
Understand Claims Occurrence Basis Liability Coverage, where claims caused by events during the policy term are paid even if submitted later.
Learn about the role of a Combination Agent in life insurance, including their duties in selling both industrial life insurance and regular life insurance policies.
Learn about Automobile Physical Damage Insurance (Vehicle Insurance) and how it protects your vehicle against damages caused by sources like vandalism or fire. Get insights into coverage options, benefits, and essential considerations.
Understand the conditions for qualification in general insurance. Learn about the essential duties required of the insured, such as submitting an inventory of lost items, before benefits are paid.
Explore how crop insurance helps farmers mitigate risks due to adverse weather conditions such as rain or hail. Learn about coverage details and benefits.
Learn what declination means in general insurance terms. Find out why an insurer may decline an application for coverage.
Learn about Disability Insurance, a vital policy that offers financial protection by paying out benefits when the insured is unable to earn an income due to disability. Understand the coverage for total, catastrophic, or residual disabilities.
Understanding Discovery Cover in Reinsurance: A treaty covering losses identified during the agreement term, regardless of the actual loss date. Essential for comprehensive risk management.
Learn about the educational fund liability in life insurance policies. Understand how it ensures money for a child's education if the main breadwinner passes away.
An in-depth look at entity agreements in life insurance, a crucial buy-sell arrangement for partnerships that ensures stability when a partner becomes disabled or dies.
