# A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Explore the ins and outs of Life Expectancy Term Insurance. Learn how it differs from ordinary life insurance and determine if it suits your financial and coverage needs.
Learn about line cards in property insurance, including what they are and their role in keeping a record of property insurance sold to an insured.
Explore the concept of Loss Control in general insurance. Learn how reducing the chance or extent of loss through proactive actions can benefit both the insured and the insurer.
Explore the concept of Medical Loss Ratio in Health Insurance, which is calculated as total benefits divided by total premium. Learn its significance in the health insurance industry.
Learn about paid business in health and life insurance, including the application process, premium payments, and medical exams required.
Learn about Participating Policies in general insurance, including how they pay dividends to policy owners and share loss coverage among multiple insurances.
Learn the definition and causes of personal injury (liability injury), including non-bodily injury arising from libel, slander, false arrest, wrongful eviction, and violation of privacy rights.
Learn about policy cancellation in general insurance, including what it entails and the conditions under which a policy can be terminated as per the contract terms.
Learn about rate manuals in general insurance, a crucial document containing rates for coverages and additional guidelines for underwriting and agent operations.
Learn about a schedule policy in property insurance, which lists the kinds of property covered, locations, and the specific insurance coverage amounts for each.
Learn about self reinsurance, an alternative to purchasing reinsurance where insurers create a fund to cover losses beyond normal means. Explore the benefits and implications of self reinsurance.
Learn about the American agency system, also known as the independent agency system, where insurance is sold through independent agents, offering clients a broader choice and personalized services.
Learn about the Appleton Rule, a crucial regulation requiring every insurer in New York to comply with the New York Insurance Code, even if they operate in other states.
Learn about the Boston Plan, an initiative where insurers agree not to reject coverage for residences in slum areas, allowing owners to correct imperfections after an inspection. First introduced in Boston.
Learn about the elimination period in health insurance policies, an important waiting or probation period that affects when benefits begin.
Learn about traumatic injury in the context of general insurance. Discover the implications of an injury inflicted on the insured’s body by an external force.
Learn about the mortality guarantee clause in annuities, which ensures that annuitants receive a lifetime income regardless of changes in mortality rates.
Learn about collision insurance in vehicle insurance. Understand how it covers damage to your vehicle due to a collision. Ensure you're adequately protected.
Learn about the work and materials clause in property insurance, which bypasses the increased hazard clause typically found in standard fire policies. Understand its purpose and implications.
Learn about 'Amount at Risk' in life insurance, discover how it affects the life insurance policy, and understand its importance in the payout process.
Discover the meaning of 'Assessed Value' in general insurance terms and learn how it influences property taxes set by government entities.
Discover the minimum benefits provided by a health insurance policy, also known as a basic hospital plan. Learn about the essential features of basic benefits in health insurance.
Learn about bridge insurance for bridges under construction, which covers damages from fire, lightning, earthquakes, floods, and other acts of God. Essential property insurance information for bridge construction projects.
Understand Claims Occurrence Basis Liability Coverage, where claims caused by events during the policy term are paid even if submitted later.
