# A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Learn about Collision Damage Waiver in vehicle insurance, a special policy for rented vehicles. Understand how it protects renters by waiving rental company's rights to claim damages.
Explore the definition and significance of commercial forms in general insurance, which offer coverage against various business risks.
Learn about the role and responsibilities of the Commissioner of Insurance, the primary state-level regulator dedicated to protecting policy owners' interests.
Learn about convention values in general insurance, which are the valuations attributed to the insurer's assets in the convention blank. Understand their relevance and impact on insurance reporting.
Learn about the cover note in general insurance, a notice by an agent confirming the commencement of coverage, similar to a binder but not issued by the insurance company.
Explore the definition of a covered person in insurance. Learn about what it means to be a covered person under an insurance contract and its implications.
Understanding the role of a custodian (criminal) in commercial crime insurance. Learn about the person responsible for taking care of property, their duties, and significance in crime coverage.
Learn about deferred premium in life insurance, where premiums have yet to be paid and are not yet due. Understand its impact on policyholders and insurers.
Learn about dividend additions in life insurance, an option that allows insured individuals to use dividends to purchase additional single premium life insurance policies.
Learn about Earth Movement in Property Insurance and how it affects homeowners and commercial property policies. Understand why dangers like earthquakes, mudslides, and sinking earth are often excluded.
Learn about the Family Maintenance Policy in life insurance, which provides beneficiaries an income post the insured's death, followed by payout of the policy's face amount.
Explore the significance of fine print in insurance contracts and understand how state laws regulate font size and enforce clarity in coverage details, exclusions, and exemptions.
Understand the fire department service clause in property insurance, which reimburses expenses incurred by the fire department while saving insured property from fire damage.
Learn about Fire Legal Liability in Property Insurance, a key coverage that protects you against liability due to negligence causing fire damage to another's property.
Understand the concept of flat cancellation in general insurance, where a policy is cancelled on its effective date with no premiums paid.
Learn about the role of a General Agent in Health and Life Insurance. Understand their responsibilities, commission structure, and the importance of finding their own clients.
Understand the General Aggregate Limit in commercial general liability insurance, covering personal injury, property damage, and bodily injury claims.
Learn about the general power of appointment in estate planning, which allows the recipient of a property interest to pass it on to another person of their choosing.
Explore Hospital Insurance under Part A of Medicare, including coverage for inpatient hospital stays, home health care provided by nurses, and hospice care. Learn about services requiring co-payments or deductibles.
Learn about implied authority in general insurance, where public perception allows an agent certain powers. Understand what the public can reasonably believe about an agent's roles and actions.
An in-depth look at informal plans in the pension domain, covering retirement plans with unspecified benefit amounts and no obligatory funding sources.
Learn about the term 'Invalidity' in health insurance, which is often interchangeable with illness, and its implications for policyholders.
Understanding the concept of an investment reserve within general insurance, which is crucial for managing reductions in the value of an insurance company's owned securities.
Learn about Laser Beam Endorsement in Liability Insurance, an endorsement that allows insurers to exclude particular exposures. Understand its significance and applications.
