# A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Learn about indemnity bonds in general insurance, their significance in protecting against losses, and how they ensure the principal's performance. Understand the key aspects and benefits.
Learn about the role of a practical nurse in health insurance, focusing on their duties like assisting patients with daily tasks and the limitations such as not being able to dispense medicine.
Understand the concept of a Special Auto Policy in vehicle insurance. Learn about its unique liability limits for bodily injury, property damage, and medical payments.
Learn about investigative consumer reports in general insurance, including the process of gathering information through interviews to assess the character of an insured or prospective insured.
Explore the role of Underwriter’s Laboratories in safety testing for the insurance industry, ensuring products meet essential safety standards.
Discover the significance of the Cause of Loss Form in commercial insurance policies. Learn how it specifies the covered causes of loss for comprehensive policy understanding.
Learn about large claim pooling in health insurance, a system that helps stabilize premium amounts for smaller groups by pooling larger claims together.
Learn about 1035 exchange in life insurance, as defined under section 1035a of the tax code, which allows for the exchange of life insurance for annuities. Explore the benefits and regulations involved.
Learn about the concept of 'Additional Insured' in general insurance terms. Discover how secondary beneficiaries, such as children, are added to policies and what that entails.
Learn about the concept of Present Value in insurance, which refers to the current value of an amount due in the future. Essential for understanding financial decisions and policy valuations.
Learn about the concept of competence in legal terms, particularly its importance in entering contracts with insurers. Ensure mental capacity is in check.
Learn about insolvent insurers, why they may not have the funds to meet financial obligations, and how to safeguard against potential risks in the insurance domain.
Learn about combination agencies that sell both life insurance and industrial life insurance. Understand the benefits and services offered by such agencies in the insurance sector.
Understanding the combined ratio in general insurance, which combines expense and loss ratios. Learn why a combined ratio under 100% indicates a loss and over 100% indicates a profit in underwriting.
Learn about expediting expenses in property insurance, which are costs incurred by businesses in an effort to accelerate reopening after suffering damage. Understand how these expenses can impact your overall claim and financial recovery.
Discover the importance of extra percentage tables in health and life insurance which indicate the additional premiums for specific medical conditions.
Understand Loss of Use Insurance, which covers the loss of use of a property due to an insured peril. Learn how it protects you in case your property becomes uninhabitable.
Learn about 'Market Value' in general insurance: The price at which a product would sell in the current market. Explore its significance and application.
Learn about employer contributions in health insurance, the fraction of a plan's cost paid by the employer. Understand its importance in reducing employee healthcare expenses.
Learn about the National Association of Health Underwriters (NAHU), an organization supporting professionals who service health care needs, including brokers, agents, and consultants.
Understand what 'Stated Amount' means in property insurance policies. Learn how it determines the payout in case of total loss.
Learn about 401h trusts, a limited-use account to fund employee insurance costs post-retirement. Discover tax benefits and employer contribution limits.
Learn about premium rate in general insurance, which represents the cost of insurance broken down to a per-unit cost. Understand how premiums are calculated and their impact on your insurance policy.
Discover what an apportionment clause in property insurance entails, and learn how it impacts the division of claims among multiple insurance policies.
