# A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Learn about seasonal risk in the context of general insurance. Understand what it means for a risk to only exist during a particular time of the year.
Learn about Second Injury Fund, a state-established resource aiding partially disabled employees who sustain subsequent injuries, promoting hiring of handicapped or disabled workers.
Learn about Self Insured Retention (SIR), its implications, and how it affects the insured in assuming a fraction of a risk. Dive into the key aspects of deductibles and uninsured portions.
Learn about sidetrack agreements in liability insurance, where a property owner and railroad agree that the property owner won't hold the railroad liable for accident-caused losses.
Learn about Single Interest Policy in Property Insurance, which protects the interests of one party involved with a property. Explore the key aspects and significance of this type of policy.
Explore the concept of standard exception in workers compensation, where specific employees or classes are rated separately from the standard classification of a risk.
Learn about state death taxes, a tax assessed to beneficiaries receiving property from a deceased person, and how it impacts estate planning.
Learn about subsidence in property insurance, the shifting of the land on which the insured property is located, and its implications on your coverage.
Learn about the terminally ill status in health insurance, including its definition and implications for policyholders and beneficiaries.
Explore the concept of termination in life and general insurance, including the end of coverage and nonforfeiture value in life insurance policies.
Learn about the cancellation provision clause in property and health insurance policies, allowing either party to terminate the agreement before its expiration date.
Learn about the Independent Agency System in insurance, where agents work as independent contractors on a commission basis for multiple insurers.
Learn about the Life Insurance Cost Surrender Index, which helps determine the cash surrender value of a life insurance policy at the 10 or 20-year mark.
Learn about the Utilization and Review Committee in healthcare insurance, which monitors services and supplies provided to Medicare patients to ensure compliance and quality.
Discover the importance of the term in general insurance, which specifies the length of time for which a policy is valid. Learn how this period affects coverage and policy benefits.
A comprehensive guide to the Theory of Probability, the mathematical foundation that underpins the principles of general insurance.
Explore the concept of a tort, a civil wrong committed against another for which legal liability can be assigned, including acts of negligence or omission.
Explore the role of treatment facilities in health insurance, specifically focusing on centers that address substance abuse and mental illness.
Learn about underwriting, the critical process in which an insurer evaluates an application and decides to insure the risk. Discover its significance and role in the insurance industry.
Learn about variable contracts in life and health insurance, their regulations, and associated risks. Discover how these contracts differ from typical insurance agreements.
A comprehensive guide on York Antwerp Rules, which are essential guidelines for adjusting general losses by a marine carrier in property insurance.
Discover the intricacies of unearned premium in general insurance, the fraction of the premium that remains unused within the prepaid period.
Explore the unlevel commission system in general insurance, where first-year commissions are higher than renewal commissions. Learn how this impacts agents and policyholders.
Learn about unreported claims in general insurance, a vital reserve used to pay claims that have occurred but remain unreported. Discover how insurers estimate this critical reserve.
