# A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Learn about flat deductibles in property insurance, including how a specific sum is deducted from every loss or claim filed. Understand its impact on your insurance coverage and claims process.
Learn about formal plans in pensions, their legal enforceability, and the rights extended to eligible employees. A must-read for anyone looking to understand retirement plans.
Learn about If clauses in property insurance, which outline conditions under which coverage may be discontinued, such as withholding pertinent information.
Learn about kidnapping coverage in criminal insurance, which protects against the peril of being captured and forced to collude in a criminal act. Ideal for businesses seeking comprehensive crime policies.
Learn about limited policies in health and life insurance, which only pay under specific conditions as specified in the contract. Understand their low limits and limited forms.
Learn about the term 'Loss Payee' in general insurance, referring to the designated person who benefits if a loss occurs, typically a mortgagee of a home or property.
Learn what a manual is in the context of general insurance. Discover how it serves as a guide to rates and classifications, crucial for insurance policies.
Learn about Maximum Disability Policy in health insurance, a type of disability coverage that permits multiple claims for various disabilities with predefined limits for each claim.
Discover the role of miscellaneous benefits in health insurance, exploring how they cover most inpatient medical costs without including surgical expenses or room and board.
Explore how Money Purchase Plans work as retirement or pension plans, ensuring a secure future by purchasing annuities periodically throughout employment.
Explore the concept of Monoline Policy in general insurance. Learn how single line policy coverage works and its benefits.
Learn about the monthly administration fee in life insurance, a charge assessed in universal life policies to cover the company's administrative costs.
A comprehensive guide on mutual funds within the insurance sector. Learn how insurance companies raise funds, types of mutual funds, and their impact on your investments.
Learn about National Health Insurance, a system established by federal governments to cover nearly all citizens, and funded through tax money. Explore how this applies to the United States.
A comprehensive insight into the term 'Natural Death' in general insurance, defined as death due to natural causes excluding accident or homicide.
Learn about additional structures covered by homeowners insurance—detached buildings such as tool sheds and garages on your property.
Explore the concept of Portfolio Reinsurance, where a reinsurer takes on a portion of the ceding insurer's entire portfolio, including all classes or just one coverage class.
Learn about Preferred Provider Organization (PPO) networks in health insurance, how they operate, and their benefits compared to HMO plans. Discover the flexibility PPOs provide for choosing healthcare providers.
Learn about Premises and Operations Liability Insurance, a crucial subline of general liability insurance offering protection against hazards related to business operations and premises.
Learn what prescription medication means in the context of health insurance, and why it's essential for medications to be prescribed by a doctor.
Learn about Property Insurance, a vital coverage for property owners to protect against income loss and other risks. Explore how Property Insurance works and its benefits.
Learn about referral providers in health insurance, including their role and importance in ensuring specialized care for insured individuals.
Learn about the term 'Risk' in general insurance, which refers to the person, organization, or thing insured, and the uncertain outcomes in events with multiple possibilities.
Learn about robbery, a felony crime that involves the taking of someone's property through force or implied threat of force. Discover legal definitions and implications.
