# A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Learn about the proration of benefits in health insurance, an adjustment made to medical benefits due to duplicate coverage from another policy.
Learn about prospecting in general insurance terms, which involves activities related to finding and engaging potential clients or prospects for insurance policies and services.
Learn about protected risk in property insurance, defined as property located within the territory served by a fire department. Understand how this affects your insurance coverage and premiums.
A public adjuster works on behalf of an insured, employing expertise to handle claims and maximize insurance payout. Learn their role and importance in the insurance domain.
Understand the concept of Quick Assets in general insurance. Learn how these assets can be swiftly and effortlessly converted into cash to meet immediate financial needs.
Discover the comprehensive retirement program that provides dedicated health insurance benefits to railroad workers. Learn about eligibility, coverage, and more.
Understand the Railroad Subrogation Waiver Clause in liability insurance policies. Learn how this provision interacts with sidetrack agreements and waives subrogation against railroads.
Understand the process of recruiting in the insurance industry, particularly focusing on hiring agents, and learn how it plays a crucial role in ensuring quality service.
Learn about the register method in life insurance—a crucial technique for recording all policies charged to a particular debt account. Understand its importance in financial management within life insurance.
Learn about registered mail insurance in property insurance, which covers money and securities against loss by the post office when sent by registered mail.
Exploring the significance and implications of reinsurance credit in the annual statements of ceding insurers, covering ceded premiums and recoverable losses.
Learn about Second Surplus Reinsurance, a type of reinsurance where a second reinsurer accepts coverage through a surplus treaty. Understand its role, definitions, and implications.
Learn about the concept of selection in general insurance, including how insurers or underwriters choose which risks to insure.
Understand the term 'Settlement' used in insurance and legal contexts. Learn how settlements function as mutually agreed-upon agreements or payments between involved parties, and the potential requirement for court approval.
Understand the Sine Qua Non Rule in liability insurance, a critical principle that determines a person's liability based on whether a loss would have occurred regardless of their behavior.
Learn about the single premium funding method used in pensions, which involves saving money annually to fund future benefit payments. Understand how this funding approach works, its benefits, and its implementation.
Learn about Single Premium Whole Life Insurance, a policy paid with one payment at purchase, offering lifetime coverage. Discover its benefits and considerations.
Explore what a Social Security rider in health insurance entails and how it influences disability income policies by potentially providing extra benefits based on Social Security payouts.
Explore the concept of Special Power of Appointment in estates, where property interest is appointed by a donee. Learn its significance and implications in estate planning.
Understand what Split Limit in general insurance terms entails. Learn how these coverage amounts are divided according to the type of loss.
Learn about Spread Loss Reinsurance, a type of excess loss reinsurance where annual premium rates are based on the ceding insurer's past excess losses.
Learn about the standard class rate in health insurance, a vital component in calculating group demographic information by applying a base rate for each participant.
Learn about Subscription Policy in general insurance, where multiple insurers share a portion of the risk, ensuring greater coverage and risk diversification.
Explore the benefits and structure of ten-year funding options in pensions, tailored primarily for older individuals looking to secure their retirement with a decade-long commitment.
