Learn about Maximum Disability Policy in health insurance, a type of disability coverage that permits multiple claims for various disabilities with predefined limits for each claim.
Discover the role of miscellaneous benefits in health insurance, exploring how they cover most inpatient medical costs without including surgical expenses or room and board.
Explore how Money Purchase Plans work as retirement or pension plans, ensuring a secure future by purchasing annuities periodically throughout employment.
Explore the concept of Monoline Policy in general insurance. Learn how single line policy coverage works and its benefits.
Learn about the monthly administration fee in life insurance, a charge assessed in universal life policies to cover the company's administrative costs.
A comprehensive guide on mutual funds within the insurance sector. Learn how insurance companies raise funds, types of mutual funds, and their impact on your investments.
Learn about mill construction in property insurance, its higher standards, and how it qualifies buildings like warehouses for reduced fire insurance rates.
Learn about maintenance bonds (surety) in construction, which ensure protection against defective materials or craftsmanship, valid for a specified time post-completion.
Understand the Motor Truck Cargo Policy-Owners Form, which offers truck owners coverage against the loss of their property during transportation, including cargo loss or damage.
Explore the concept of Medical Loss Ratio in Health Insurance, which is calculated as total benefits divided by total premium. Learn its significance in the health insurance industry.
Learn about the mortality guarantee clause in annuities, which ensures that annuitants receive a lifetime income regardless of changes in mortality rates.
Learn about manual rates in general insurance, how they are derived from average claims data, and their customization based on information from specific groups.
Learn about market conduct examinations conducted by state insurance departments to evaluate insurer practices and ensure compliant operations within the state.
Understand the importance of material facts in insurance. Learn how misrepresentation of a material fact can impact policy decisions and potentially void an insurance policy.
Explore Multi-disciplinary Health Insurance and understand how this treatment approach involving multiple specialists from different disciplines ensures comprehensive healthcare coverage.
Explore the concept of malpractice, focusing on improper conduct by professionals and their legal liabilities in the context of liability insurance.
Explore the concept of mandatory retirement as mandated by pension plans. Learn what it means, its implications, and how it affects retirement planning.
Learn about manual excess in liability insurance, an additional premium calculated beyond the liability limit. This involves multiplying the manual rate by specific rate factors to determine the extra cost.
Understand the term 'malinger' in general insurance, where individuals misrepresent the severity of a disability to continue collecting benefits longer than necessary.
Explore the definition, scope, and legal requirements of mandated benefits in health insurance, including both state and federal regulations.
Learn about mandated providers in health insurance, which are healthcare providers whose services must be legally included in health plans. Understand the importance of these regulations for comprehensive health coverage.
Learn about the Market Assistance Plan (MAP) promoted by the Department of Insurance, designed to help buyers secure difficult-to-find health insurance. Understand its role, benefits, and how it aids in obtaining the necessary coverage.
Learn about Masonry Noncombustible Construction in property insurance, including its materials, structure, and benefits. Find out how using brick, concrete, and noncombustible materials can impact your insurance policy.
Explore the concept of mass merchandising in general insurance, where large groups like employees insure with the same company, remitting premiums in a lump sum. Learn about its benefits and implementation.
