Learn about the Federal Insurance Administration (FIA), a division of the U.S. Department of Housing and Urban Development responsible for flood plans, FAIR plans, and federal crime insurance.
Learn about the 'Free of Particular Average' clause in marine insurance contracts. Find out how it functions like a deductible, where losses below a specified amount are not covered.
Learn about the role of a family dependent in health insurance, including coverage for spouses and single dependent children residing with the insured policyholder.
Learn about the Face of a life insurance policy which is typically the first page detailing essential information and terms. Understand its components and significance.
Explore facultative reinsurance, a type of reinsurance where the reinsurer can accept or reject individual policies presented by the insurer. Learn how it works and its benefits.
Understand how a Farmers-Ranch Owner’s Policy offers tailored coverage for farm residences, barns, stables, and more, making it a superior option compared to standard homeowners insurance.
Learn about the Federal Crime Insurance Program administered by the U.S. government, helping individuals and businesses secure crime insurance when it is otherwise unavailable. Covering residential and commercial risks in various states.
Learn about Federal Qualification by the Health Care Financing Administration and its importance for HMOs in ensuring quality health services.
Learn about the term 'Field' in general insurance. Discover how it categorizes insurance types like health insurance and refers to regions served by agents.
Discover how fire maps are utilized in property insurance to visualize covered risks and avoid catastrophic losses. Learn about the importance and utility of these maps for insurers.
Learn about First Loss Insurance, the key policy for submitting initial claims and securing anticipated loss coverage.
Understand the flat maternity benefit in health insurance, a provision that covers all hospital costs associated with maternity care, regardless of the stay's cost.
Understand the concept of flat rate in reinsurance, its derivation from the premium income of the ceding insurer, and its implications in insurance and reinsurance transactions.
Learn about flexible premium policies in life insurance, which allow policyholders to modify the amount and scheduling of their premium payments for better financial management.
Learn about Flood Insurance, a crucial part of property insurance that compensates homeowners for losses and damages caused by flooding. Discover its benefits and how it protects your investments.
Learn about the following form in property insurance, a type of policy written in exactly the same terms as other property insurance policies covering a piece of property.
Understand franchise deductible in general insurance. Learn how it impacts coverage, claims, and what it means for your insurance policies.
Learn about free standing emergency medical service centers, also known as urgent care centers, and their importance in providing emergency medical attention in the health insurance landscape.
Learn about Full Preliminary Term Reserve Valuation in Life Insurance, a policy stipulation where reserves are not mandatory in the first year and adjusted in following years.
Learn about funded pension plans, where sufficient funds are currently available to cover all future retirement benefit claims, ensuring financial security for retirees.
Explore the Federal Estate Tax, a crucial component of general insurance terms. Learn how this federal tax impacts the estate of a deceased person.
Learn about the Fee for Service (FFS) reimbursement model in health insurance, where health care professionals are paid based on individual services provided.
Discover the Fair Access to Insurance Requirements (FAIR) Plan, a federal government initiative ensuring property owners can access insurance coverage, along with steps to obtain insurance through a FAIR plan.
Learn about the Family Automobile Policy (Vehicle Insurance), which provides coverage for injury or property damage to another person, the policyholder's injury, and vehicle damage. Discover why it has been widely replaced by personal automobile insurance policies.
