Learn about the term 'Encounter' in health insurance, which refers to a meeting with a healthcare provider where the insured receives any type of service.
Learn about Expense (Health Insurance) including underwriting costs, medical examination expenses, salaries, and other insurer operating expenditures associated with each policy.
Explore Electronic Data Processing Coverage in Property Insurance, including the coverage scope for computers, data systems, and income loss due to data processing disruptions.
Learn about the role of an examiner in the insurance industry, including general, health, and life insurance. Understand their responsibilities in auditing insurers and examining prospective policyholders for health and life insurance.
Discover the importance of Extra Expense Coverage Form in property insurance which covers added costs a business incurs to remain operational after a property loss.
Learn about Earth Movement in Property Insurance and how it affects homeowners and commercial property policies. Understand why dangers like earthquakes, mudslides, and sinking earth are often excluded.
Gain insight into the concept of estoppel in legal terminology. Learn how behavior can influence the ability to deny the existence of a condition in legal contexts, using examples from health insurance claims.
Learn about the elimination period in health insurance policies, an important waiting or probation period that affects when benefits begin.
Learn about the educational fund liability in life insurance policies. Understand how it ensures money for a child's education if the main breadwinner passes away.
An in-depth look at entity agreements in life insurance, a crucial buy-sell arrangement for partnerships that ensures stability when a partner becomes disabled or dies.
Discover ERISA liability, a mandatory obligation for employees in financial capacities to ensure the proper management of pensions and benefits.
Learn about exclusions in general insurance, including how these clauses deny coverage for specific hazards, people, or property.
Learn about the extended death benefit in life insurance, a crucial group policy clause ensuring payout if the insured is disabled when premiums stop or dies within a year of non-payment.
Learn about employee dishonesty, a term for any false act by an employee that results in a loss to the employer. Get insights into coverage and prevention.
Discover what an Extended Reporting Period (ERP) is in liability insurance, and learn how it allows you to make claims even after your "claims made" coverage has expired.
Discover the key details about Earnings Insurance, a type of business interruption insurance without a coinsurance clause, designed specifically for smaller risks.
Learn about easements in property insurance, which grant a right to make use of land belonging to another person. Understand how these rights impact property ownership and insurance.
Learn about the term 'Eligible Employee' in health insurance, who qualifies, and the available group policy benefits. Understand what makes an employee eligible for health insurance benefits.
Learn about Employee Pension Benefit Plans, employer-created programs offering retirement benefits or deferred income until termination. Understand the key aspects and benefits.
Learn about the entry date into claims made liability policies, which establishes the maturity of the policy effective date. Essential knowledge for insurance professionals.
Understand the Errors and Omissions Clause in reinsurance, ensuring that minor errors or omissions do not invalidate the reinsurer's liability.
Understanding 'Estimated Premium' in General Insurance. Learn how projected premium amounts are initially proposed and later adjusted.
Explore the concept of ex gratia payments in general insurance — voluntary compensation by insurers, not required by contract. Understand when and why these goodwill payments are made.
Learn about the term Excess Limit (Liability), which refers to the additional coverage provided by a policy that exceeds the basic limit. Discover its significance in secondary policies and liability protection.
