Explore the concept of Deviated Rate in general insurance, a rate lower than the recommended benchmark, often used to provide competitive pricing.
Learn about deviation in general insurance terms, which refers to a rate that differs from the manual rate. Understand its implications and how it impacts insurance pricing.
Learn about Directors and Officers Liability Insurance, which protects leadership from liability claims due to alleged misjudgments and unjust acts.
Learn how the Disability Insurance Training Council Inc., a branch of the National Association of Health Underwriters, supports education and administers university and executive seminars.
Learn about the concept of discrimination in general insurance terms. Discover why the law prohibits the refusal to insure individuals with the same characteristics as others who have been insured.
Explore the meaning of a domestic insurer which refers to an insurance company established in the same state it operates. Learn more about its regulatory environment and role in the local insurance market.
Learn about Dread Disease Policy, a specialized health insurance that covers all medical costs associated with treating specific medical conditions listed in the policy.
Learn about the Date of Service in health insurance, which refers to the specific day a health care practitioner attends to or treats an insured individual.
Learn about Decreasing Term Life Insurance, a life insurance policy where the death benefit decreases over time until it reaches zero. Ideal for mortgage coverage and specific financial needs.
Deferred compensation in pensions allows employees to defer current payments until death, disability, or retirement, as agreed upon with the employer in a written statement. Learn the benefits and regulations.
Explore the significance of policy delivery in health and life insurance. Understand the process and its importance in ensuring insurance coverage.
Learn about Deposit (Pensions) - the payments made towards a pension fund by employees, employers, or both, and understand its significance in insurance.
Discover how Diagnosis Related Groups (DRGs) are used to determine compensation for medical providers in the health insurance industry.
Discover how a Disability Buy Sell policy funds an agreement to purchase the interests of a disabled stockholder. Learn more about buy sell agreements in health insurance.
Learn about the dollar limit in property insurance, which sets a cap on coverage in a homeowners policy, typically listed in the Coverage C section.
Explore the intricacies of dram shop laws, a liability law governing the serving of alcohol and its consequences. Learn how individuals and establishments could be held responsible for intoxication-related injuries and damages.
Learn about the concept of Degree of Risk in general insurance terms, representing the uncertainty and chance that reality may differ from predicted outcomes.
Explore the direct selling system in general insurance where insurers sell directly to the insured via employees. Learn about its methods including mail order services.
Learn about the Debit System in Life Insurance, a method used by agents to collect policy premiums on a weekly or monthly basis.
Learn about the Disclosure Authorization Form, a vital document permitting the disclosure of private information in insurance-related transactions. Understand the information collected and its shared entities.
