Learn about the Discounted Value Table in general insurance, a vital tool that provides the present and discounted value of dollars payable at specific times in the future, for different interest rates.
Learn about the death benefit in life insurance, the amount payable to the beneficiary upon the insured's death. Discover how it's calculated and factors affecting it.
Learn about Dram Shop Liability Insurance, which protects businesses that serve alcohol from being liable for accidents caused by intoxicated customers. Understand its importance in mitigating risks and ensuring legal compliance.
Learn about Devise (Estate) in estate planning, where real estate is given as a gift through a legal last will. Key insights for property bequests.
Explore the role of diagnosis in health insurance, where diseases are identified through comprehensive testing and medical attention.
Explore what a dual life stock company is, focusing on its ability to issue both participating and nonparticipating policy contracts within the domain of life insurance.
Learn about deposit or provisional premium in general insurance. Discover how it is derived and its significance in initial policy payments.
Learn about disability pensions in life insurance—pensions paid out to workers who become disabled, typically at normal retirement age.
Learn about dependent properties in property insurance, how they contribute to the insured's income, and their significance in risk management. Discover examples such as customers and suppliers.
Learn about the divisible contract clause in property insurance and understand how coverage remains unaffected when policy conditions are violated at different locations.
Explore the definition of disability in general insurance terms, focusing on medical conditions or psychological afflictions that limit daily activities. Learn about temporary and permanent circumstances.
Learn about the D Ratio in Workers Compensation insurance, a crucial metric comparing losses under $2,000 and the discounted value of larger losses to expected total losses for experience ratings.
Understand data processing coverage in property insurance, including protection against data processing system failures and restoration costs.
Learn about delivered business in life insurance, where contracts are delivered to the insured but have not yet been paid for. Understand the implications and significance of this term in the insurance industry.
Learn about demolition insurance, part of property insurance, which covers the costs associated with the demolition of buildings not covered under a demolition clause or due to perils requiring demolition, such as fire.
Learn about the Dishonesty, Disappearance, and Destruction policy (formerly known as 3-D policy), a crucial form of commercial crime insurance that shields businesses from losses due to employee fraud and forgery.
Learn about Drug Utilization Review (DUR) in health insurance, a process that evaluates the usage and effectiveness of drug treatments to ensure optimal healthcare outcomes.
Learn the definition and implications of 'Degree of Care' within legal terminology, focusing on physical safety responsibilities.
Learn about Dividend Options in Life Insurance and how policyholders can choose alternative ways to collect dividends.
Explore the dependent care plan in health insurance, a notable employee benefit where employers reimburse childcare or provide on-site daycare facilities.
Discover the fundamental aspects of dependent coverage in health and life insurance, including eligibility for spouses and children, and applicable age limits.
Learn about deferred premium in life insurance, where premiums have yet to be paid and are not yet due. Understand its impact on policyholders and insurers.
Learn about dividend additions in life insurance, an option that allows insured individuals to use dividends to purchase additional single premium life insurance policies.
Learn about duplicate coverage inquiry in health insurance, including its purpose in coordinating benefit stipulations when multiple insurers are involved.
