Learn about the liberalization clause in property insurance and how it ensures policies are updated to meet legislative or rating authority changes without additional premiums.
Understand the intoxicants and narcotics provision in health insurance policies, which excludes coverage for losses resulting from intoxication or unsupervised narcotic use.
Learn about the house confinement clause in health insurance policies, predominantly found in loss of income policies, which requires the insured to be confined at home to be eligible for coverage.
Understand the Eligibility Date in health insurance: the crucial date when insured individuals can start receiving benefits. Learn more about how this date impacts your health insurance claims and coverage.
Learn about self inflicted injury in health insurance, its implications, and what it means for policy coverage and claims.
