Understand the nearly obsolete three-fourths value clause, which restricts insurers from paying more than three-fourths of the cash value of the insured property.
Discover the essentials of Industrial Life Insurance, including its unique coverage amounts of less than $1,000 and the regular premium collection schedules.
Explore Thaisoi, an ancient Greek institution that laid the foundations for modern health insurance and life insurance. Delve into its historical impact and influence on today's insurance frameworks.
Learn about the New York Standard Fire Policy, a foundational property insurance contract that covered fire and lightning losses and served as a precursor to modern insurance forms.
Learn about combination policies in vehicle insurance, a once common type of policy formed by multiple contracts from various insurers.
Learn about the 1869 Paul vs. Virginia decision, where the US Supreme Court ruled that insurance is not commerce and thus not federally regulated, a stance reversed in 1944.
Discover the role of a state agent in the insurance industry, a term historically referring to an agent who operates exclusively within specific states.
